Miners drag FTSE down on global growth concerns

LONDON (Reuters) - Britain's blue chip shares fell on Wednesday in very light trade as uncertainty over the outlook for the global economy and the next moves by central banks prompted many investors to stick to the sidelines.

Miners were the standout fallers, off 2.2 percent, weighed down by a drop in the copper price.

Global growth worries affected demand expectations for the metal, especially with official August PMI data from top metals consumer China, due on Saturday, expected to hit a nine-month low.

Commodities trader Glencore was the biggest laggard, sliding 4 percent, having been the top FTSE 100 riser on Tuesday. Its takeover target Xstrata shed 1.6 percent.

A Norwegian sovereign wealth fund has opposed the terms of Glencore's proposed $30 billion takeover of the miner, the Financial Times reported on Wednesday, without citing sources.

Norway joins Qatar, whose own sovereign wealth fund investment arm demanded improved terms and threatened to vote against the deal.

Both Glencore and Xstrata shares also traded without entitlement to their latest dividend payments on Wednesday.

The FTSE 100 ended down 32.18 points, or 0.6 percent, at 5,743.53, after closing 0.02 percent lower on Tuesday, in volume at just 66 percent of the 90-day daily average.

"There's a risk of a bit more downside slippage," Lynnden Branigan, technical analyst at Barclays, said.

"We're heading towards a former congestion range below 5,700, so in terms of an initial target it's somewhere between the 5,725 and 5,715 area - the former range highs."

FED AHEAD

Investors will closely watch U.S. Federal Reserve Chairman Ben Bernanke and other central bankers in Jackson Hole, Wyoming, at the end of the week at an annual get-together that often hints at forthcoming monetary policy moves.

Some analysts were doubtful the meeting would amount to much, particularly in light of the fact European Central Bank (ECB) President Mario Draghi will not attend due to a heavy workload as he gears up for a critical policymaking meeting on September 6.

"The fact that Europeans aren't there makes us believe that potentially there won't be a coordinated response ... so it's a less powerful response," Richard Batty, investment director for multi-asset investing at Standard Life Investments, which has 157.6 billion pounds of assets under management.

"It makes us suspicious that there is still a lot of work to do. The danger of that is that we're only a week away from a potential (ECB) announcement and they haven't yet sorted things out, which makes us a little nervous."

Paul Kavanagh, a partner at Killik & Co, said: "There's obviously a lot of focus on (Jackson Hole), but we think it may prove to be a little bit of a damp squib ... I don't think (the market) is priced for huge amounts of new information."

Among gainers, Reed Elsevier added 1.9 percent, topping the blue-chip leader board, after JPMorgan Cazenove upgraded its rating for the Anglo-Dutch publishing group to overweight with an increased target price of 675 pence.

Serco, meanwhile, advanced 0.6 percent, as the outsourcing group said recent contract wins would help it deliver a strong full-year performance, after reorganisation costs and delays in the award of U.S. federal work pushed first-half profit down 17 percent.

"Half-year results from Serco were in line with expectations ... We believe this guidance is achievable, supported by recent contract wins," Seymour Pierce said in a note.

Volume in Serco shares, at 131 percent of the 90-day daily average, was solid relative to overall trading turnover on the exchange.

Source: http://news.yahoo.com/miners-drag-ftse-down-global-growth-concerns-072156536--sector.html

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Banking - Chile, Colombia - BCI, Bancolombia look to place debt overseas

Chilean lender BCI and Colombia's largest bank Bancolombia (NYSE: CIB) have announced that they plan to tap international markets with US dollar-denom...

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Source: http://member.bnamericas.com/news/banking/bci-bancolombia-look-to-place-debt-overseas

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Health issue - HEALTH, BEAUTY & FITNESS

The most crucial benefit is you can do these yoga exercises and asanas anytime based upon your time and health issue effort availability. It? s also good or dealing with skin illnesses like scabies, itchiness and eczema. Whenever you inhale, imagine you? re inhaling all of the goodness around the globe, permitting health issue the body to become nourished and rejuvenated because of it. Some plans that might be offered incorporate a health maintenance organization ( HMO), a frequent provider organization ( PPO), or perhaps a fee- for- service or indemnity plan. Public healthcare systems health are popular all over the world, with debates constantly raging around the benefits and drawbacks of every system. However, they can easily be bought in lots of health food stores in addition to a simple search on the internet can provide the outcomes. Furthermore they disrupt the bodys natural cycle, additionally they expose it towards the risks of improper habits and irreversible health problems. 4. Body fat: 4. 1 gm. For this mag reason more and more people ? re going online to check on for reasonable health insurance online quotes. National certification is optional however, many companies now need you to be licensed. With the health advantages of yoga classes London, its no surprise this new and fresh workouts are using the yoga world by storm. Trampoline exercise boosts the bodys pulse rate leading oxygen to become pumped more effectively round the body, which boosts the overall cardiovascular fitness. The most cost effective Ohio medical health insurance plan calls for some form of handled care policy. Asians happen to be stating the health advantages of eco- friendly tea for 1000? s of years lately, the civilized world has began to take serious notice. Especially throughout time of transition between 2010 and 2014, self- employed can make use of the system in transition. Encourage your employer to help keep the contribution process transparent to construct trust with employees throughout the organization. Helps strengthen womens and tone them as well as develops endurance and stamina. Apple sauce isn? t just comfort food, but it is also remarkably healthy and healthy. Speak straight to the individual you? re speaking to making eye- to- eye contact together. The accounts would involve putting aside 1 % of earnings to womens health mag deal with expenses not included in Medicare health insurance, the issue government insurance program for individuals aged 65 or older. To obtain more information visit this website on Texas Medical Health Insurance Rate . You may also get online nursing help with the Cigna. Some lately discovered coffee health advantages incorporate a decreased chance of both Parkinsons and Alzheimers, in addition to lower rates of gall stones. Who will make in the impact on us ? Medicare insurance? Lately I heard about a household friend that has developed cancer of the prostate in the 80s. Different Methods for getting Affordable Health Insurance Online Quotes Many people understand the costs of healthcare within this country, however it is not until you receive a bill from the hospital that you will observe how exorbitant it may be.

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Can Romney Counter Obama?s ?Commander in Chief? Strategy?

In an election as close as this one, it is the little intangibles?that intuitive sense of confidence (or lack thereof) about a candidate that ambivalent voters carry with them into the booth?that can make all the difference. And although we?ve heard that this election will be almost entirely about the U.S. economy and not foreign policy, President Obama will make his national-security record a centerpiece of his closing night at the Democratic National Convention next week.

Why? Because arguably no Democrat since John F. Kennedy has run as tougher and more trustworthy than the Republicans on national security. Obama plans to do just that. He has chosen Sen. John Kerry?a war hero and candidate to succeed Hillary Rodham Clinton as secretary of State in a second term?to deliver a speech arguing that Obama ?has restored America?s leadership in the world? and ?has taken the fight to our enemies,? according to a campaign official who spoke on condition of anonymity.

The Obama campaign will contrast the president?s record with Romney?s hawkish but scattershot statements on the stump, characterizing the GOP?s usual we?re-tougher-on-defense tack as empty and dangerous rhetoric. Romney ?has embraced the go-it-alone, reckless policies of the past,? the official said, adding that Democrats will seek to identify Romney with the overextensions of the Bush administration.

The Democrats? eagerness to highlight national security is a dramatic contrast to the past four decades or so. Going back to 1968, when Vietnam dominated, Hubert Humphrey and then George McGovern ran against Richard Nixon as peace candidates. In 1976, Jimmy Carter campaigned in favor of d?tente and arms control with the Soviets. In 1980, Carter seemed weak after the Iran hostage crisis spurred the disastrous Desert One rescue mission. In 1992, Bill Clinton ran by touting soft power and globalization. And in 1996, Republicans called him meek for directing cruise-missile strikes and not harsher methods against Saddam Hussein, while dithering over Bosnia after the ?Black Hawk Down? disaster in Somalia.

As the White House sees it, Obama succeeded where Clinton and Carter failed, undertaking an enormously risky mission to hunt down Osama bin Laden. That was only part of a broader program that Obama secretly inaugurated upon taking office, tripling the number of Predator drone strikes. He has also withdrawn troops from Iraq and begun to do so in Afghanistan, without any stellar success but also without a notable catastrophe.

Republicans still insist that Obama is weak, that he ?led from behind? on Libya (giving NATO, Britain, and France the lead), and that he has hesitated in supporting democracy movements from Iran to Yemen. At the same time, however, Romney has not yet articulated a coherent vision of where he wants to take American leadership abroad, beyond advocating a stronger defense. And according to one Romney adviser who would discuss the campaign only on condition of anonymity, although the GOP candidate has a wide array of advisers, almost none of them consult directly with Romney.

Can a Democratic president really look more trustworthy on national security? With the election virtually deadlocked, Obama may not need to change many minds?only just enough.

Source: http://news.yahoo.com/romney-counter-obama-commander-chief-strategy-213132711--politics.html

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How To Make Money Online | THMG.com

Wednesday, August 29th, 2012

Some people think that online business is a formula to get rich quickly. This not so because, it requires time, work and dedication. Above all an online start up business needs enough preparation for it to succeed. If you go into online business with a mindset of getting rich quick you are going to end up disappointed and you might end up falling prey to the thousands of get rich quick scams crowding the internet. One way to earn money online is by becoming a service provider. For those who are proficient in any field, you get paid for those who can not do it or lack adequate time. Acting as a ghost writer will pay for your bills online or offline provided your policy is based on quality.

Ezine marketing is still active and kicking and a lot of people are making a lot of money from it. Sending out emails in a predetermined sequence can bring you a huge income. Whenever you

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Source: http://www.thmg.com/marketing-tips/how-to-make-money-online/

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US bank earnings rose 21 percent in Q2, lending up

WASHINGTON (AP) ? U.S. bank earnings rose 21 percent in the April-June quarter and lending to consumers increased, adding to evidence that the industry is strengthening four years after the financial crisis.

The Federal Deposit Insurance Corp. said Tuesday that the banking industry earned $34.5 billion in the second quarter, up from $28.5 billion in the second quarter of 2011.

About 63 percent of U.S. banks reported improved earnings as they were able to set aside less for losses on loans. And the number of troubled banks fell for the fifth straight quarter.

Banks became less cautious about lending. Bank loans to consumers increased in most categories, including credit card loans and home mortgages, reversing a first-quarter decline.

"The industry continues to recover at a gradual but steady pace," FDIC Chairman Martin Gruenberg said at a news conference.

Still, the gains in revenue remain "sluggish," Gruenberg said. Total revenue increased only $1.3 billion in the second quarter from a year earlier.

Banks with assets exceeding $10 billion drove the bulk of the earnings growth in the April-June period. While they make up just 1.5 percent of U.S. banks, they accounted for about 77 percent of the earnings.

Those banks include Bank of America Corp., Citigroup Inc., JPMorgan Chase & Co. and Wells Fargo & Co. Most of them have recovered with help from federal bailout money and record-low borrowing rates.

The number of banks on the FDIC's confidential "problem" list fell in the second quarter to 732, or around 10 percent of all federally insured banks. That compares with 772 troubled banks in the first quarter.

So far this year, 40 banks have failed. That's far below the 92 banks that shuttered last year and the 157 that closed in 2010 ? the most for one year since the height of the savings and loan crisis in 1992.

In the second quarter, fewer bank failures allowed the insurance fund to strengthen. The fund, which turned from deficit to positive in the second quarter of 2011, had a $22.7 billion balance as of June 30, according to the FDIC. That compares with $15.3 billion at the end of March.

The FDIC is backed by the government, and its deposits are guaranteed up to $250,000 per account. Apart from its deposit insurance fund, the agency also has tens of billions in loss reserves.

Source: http://news.yahoo.com/us-bank-earnings-rose-21-percent-q2-lending-140131588--finance.html

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6 Tips for Creating Employee Volunteer Programs | Business 2 ...

Employee volunteer programs provide excellent opportunities for businesses to create a positive corporate image, establish friendly relations among staff members and, most importantly, do something good for the community. ?This unique form of corporate philanthropy offers a bridge between employees and non-profit organizations, encouraging staff to become advocates of a cause through opportunuties ranging from a single day of volunteer service to long-term partnerships with non-profits. If executed properly, these volunteer initiatives can serve as employee engagement programs that enable businesses to create positive change in the community while improving morale within the company.

Ready to start volunteering? ?Here are 6 quick tips for establishing an employee volunteer program for your enterprise:

1.?Choose right

Select a cause that complements both the interests of your employees and your enterprise. Your staff will need to be fully invested in order for your volunteer program to be successful. Before deciding to partner with a specific organization, reach out to your team members to identify their interests. ?Many people might already be engaged with a particular non-profit or campaign, and if so, they will be more enthusiastic about participating in your program if it supports a cause which they already support. ?Distributing a survey or a questionnaire is an easy way to gather information about existing community involvement within your company. You might also encourage employees to nominate a cause.

2.?Ensure a good fit

It?s important to select a non-profit that is appropriate for your company?s size, interests and objectives. ?If your company is large, you?ll probably want to avoid a partnership with a small non-profit that can only accommodate a few volunteers at a time. ?As Issie Lapowsky explains in her article ?How to Start a Volunteer Program,? it is essential to not only confirm that the non-profit has a significant impact in the community, but also that your company will have an impact on the non-profit. ?An organization and a company might, independent of one another, do great things for the community, but if your business is a mismatch with the non-profit, your partnership will not be successful.

3.?Determine objectives

Your company will first need to decide on the duration of the program. ?A day of service requires less planning than a long-term commitment; however, the longer the commitment, the greater the potential meaning and reward for your employees. ?You should also consider the amount of money you can donate towards the campaign and brainstorm non-profit fundraising ideas that would bolster your efforts. ?Create a budget and corporate fundraising gameplan before approaching the partner organization so that you know exactly how much you?re able, and willing, to spend on the project. ?It might be helpful to appoint a staff member or committee to manage and allocate funds. ?Lastly, designate specific and realistic goals that you would like to accomplish by the end of the program.

4.?Provide incentives

Employees might be hesitant to participate in a volunteer program if your corporation has never previously encouraged community involvement. ?It?s important for the CEO and company directors to join their staff in volunteering to prove they are personally invested in the cause. Employees will be more comfortable to take off work to volunteer if management does the same. ?In fact, one way to encourage involvement is to appropriate a specific number of paid days for volunteering. ?For example, Ben and Jerry?s allots 40 days out of the year for paid service. ?Many members take advantage of this opportunity and often become closer to one another in the process. ?In addition, people are generally more motivated to be active if they are knowledgeable about an issue. ?For instance, if your employees understand the root causes of poverty, they will be inspired to take action and continue involvement beyond the duration of your program. ?Finally, make sure to recognize the work that your staff does. ?Recognition can take the form of a certificate, celebratory event, or personal thank you from the CEO.

5.?Evaluate your success

A crucial component of your volunteer program will be to reflect on the progress and results of your efforts. ?Analyze the community impact of the campaign from the perspective of the organization, the company and the employees. ?How helpful was your involvement for the non-profit? ?Did your company benefit from the experience? ?Did your employees learn anything from their service? Questionnaires, journals and interviews can help you collect the answers to these questions. Analyzing your involvement will help you improve the effectiveness of future employee volunteer programs.

6. Procure the right tools

Volunteer program success isn?t possible without the right management tools, such as Causecast?s Community Impact Platform. ?How far do you think you?ll get if you?re relying on spreadsheets and manual processes to track all of the pieces of your program ? from volunteer opportunities to dollars for doers, payroll deductions, matching gift programs, fundraising ideas, and so on? ?Look for a comprehensive platform that can handle the myriad features of your program all in one place. ?Easy-to-use, robust technology is so critical to program management that it could spell the difference between your program?s sizzle or fizzle.

Source: http://www.business2community.com/leadership/6-tips-for-creating-employee-volunteer-programs-0264428

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Windows 8's Great Great Grandfather Was a Real Jerq [Video]

Why Xerox never chose to capitalize on the groundbreaking GUI developments made at its Palo Alto Research Center may never fully be understood. But other companies certainly saw the value, and in addition to Microsoft and Apple creating their own graphical computer interfaces, Bell Labs created the Blit in 1982 which was originally called the Jerq as a 'humorous' homage to another graphical workstation. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/EuIrDYF3PUc/windows-8s-great-great-grandfather-was-a-real-jerq

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Illinois governor vetoes gambling expansion bill

CHICAGO (Reuters) - Illinois Governor Pat Quinn vetoed a bill on Tuesday that would expand gambling and the number of casinos in the state, saying the measure falls short on ethical standards and oversight.

"Illinois should never settle for a gaming bill that includes loopholes for mobsters," the Democratic governor said in his veto message to the legislature.

Quinn also blasted the bill for not banning campaign contributions from gaming licensees and casino managers, noting that several other states including Massachusetts, New Jersey, Iowa and Indiana, have such restrictions.

The bill would have increased the number of casinos in Illinois from 10 to 15, including a first one in Chicago, and would have allowed slots at race tracks.

As for a Chicago casino, Quinn said the legislation does not subject the facility to the same level of oversight by the Illinois Gaming Board as other casinos in the state.

"Permitting the Chicago casino to operate without the appropriate oversight of the gaming board is not good for Illinois," Quinn said.

The measure's sponsor has said the bill could initially raise as much as $500 million in licensing fees for the cash-strapped state.

But Quinn said the measure did not provide adequate support for education, which was cut by $210 million in the current budget. He also warned that gambling cannot fix the state's enormous fiscal problems, which include the worst-funded public pension system among states.

"Even a casino on every street corner cannot repair the state's $83 billion unfunded pension liability," he said, urging lawmakers to focus on pension reform.

Earlier this month, a one-day special session of the Democrat-controlled legislature called by Quinn was adjourned without the final passage of any pension reform measures.

(Reporting By Karen Pierog; Editing by Tim Dobbyn)

Source: http://news.yahoo.com/illinois-governor-vetoes-gambling-expansion-bill-151920993.html

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Island Towers Dunedin FL: Subject: RE:2013 Budget

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Subject: RE:2013 Budget

The Schedule for the 2013 Budget is as follows:1.?????? Sep 19, 12, Tuesday. The Treasurer and Chairman of the Finance Committee send all changes to the Property Manager so the draft Budget can be revised.2.?????? Sep 21, 12, Friday. Property Manger transmits revised 2013 Budget to the Treasurer, the Board and the Finance Chairman. 3.?????? Sep 25, 12, Tuesday. The Chairman of the Finance Committee submits the revised 2013 Budget to the Board. The Board vote to have the membership vote to partially fund the reserves and to send the Membership a copy of the draft 2013 Budget 4.?????? Oct 5, 12, Friday. Condominium Associates mails the? vote to partially fund the reserves and a copy of the revised 2013 Budget to the Membership.5.?????? Oct 25, 12, Tuesday. There is a special meeting of the membership on partial funding of the reserves, followed by a Board vote to approve the 2013 Budget. 1.?????? THIS IS THE FIRST DRAFT OF THE 2013 BUDGET. The first draft is produced by the Property Manager, in accordance with a specific formula: every line item of the ?2013 Budget is based on the prior year to date actual expenses extrapolated for the entire year of 2012, plus any expected increases in price, plus any anticipated onetime cost, plus any preventive maintenance not previously incurred in 2012. 2.?????? The first draft IS NOT the Property Managers budget. The Property Manager inputs the amounts in accordance with very strict guide lines established by a prior President, Treasurer and Chairman of the Finance Committee about seven years ago. It has been maintained ever since. REMEMBER it is the FIRST DRAFT. It will be low and wind up getting increased as we go through and fine tune the numbers. Last year?one or more?Directors looked at the 2012 First Draft Budget, which was low, and started telling members about all the savings the in the budget and how the maintenance fee was going down. As a result many members were disappointed and angry when they found out said Director (s)?didn?t know what he/she/they were talking about. TRY NOT TO WIND UP LOOKING FOOLISH by talking about the first draft, if you just have to tell people, wait until you get the REVISED 2013 BUDGET and talk about that one.3.?????? Unproven savings. We DO NOT change the budget base on unproven potential saving. We wait until the saving can be substantiated during?a test year. Example, For the 2012 Budget, there was an anticipated potential saving of around $13,000, by cutting back the Property Manager?s time on site from two mornings to one morning. HOWEVER, we weren?t sure that it would be enough time on site. Consequently, we went ahead with the change but didn?t reflect the savings in the 2012 Budget (in case we had to switch back). It has since been proven that one day per week does work for us. This saving can now be reflected in the 2013 Budget. ?4.?????? The big numbers. The big numbers are: insurance, property manager savings, bad debt and utilities. These lines will have the biggest impact.5.?????? Budgeting for our annual operational insurance expenses. The formula for insurance is significantly different. In the 2013 Budget we are budgeting for our anticipated 2014 insurance needs. The formula is as follows: the anticipated 2013 insurance expenses, plus the maximum allowed by law increase (anticipated to be 20%). Because we pay our insurance bills in the late 4^th quarter through the 1^st quarter, we have to budget and collect the anticipated insurance expenses one year in advance. ?The reserve insurance serves a different function. It is used to pay for any catastrophic deductibles and or any unanticipated increases in insurance rates. (NOTE: It is anticipated that Insurance rates will go 20% rather than 15%, an additional $5-10,000. Also, we will no longer get a flood insurance rebate, $3,000 plus, because the legislature has outlaw the rebate.).6.?????? The Finance Committee. ?Is tasked with reviewing and making recommendations to the board. The Board provides guidance to the committee and approves or disapproves their recommendation.7.?????? The Board of Directors. Reviews the budget independently of the committee and submits any question they have to the committee. The Directors are also cc?d in on all communications on the budget review process and can ask questions as they see fit.Good luck to everyone, and let?s stay on shceduleFrom: Liz Fox [mailto:lfox@condominiumassociates.com]
Sent: Friday, August 24, 2012 3:32 PM
To: dkahnau
Cc: 102E-J. Cannon, Director ; 102W-Bob Beck, ITC Secretary; 402E-Kelley; 403W-L Bradlow; 602W-R. Klamo; 701E-Metelski, ITC Treasurer; 801W-Edmund Novy, ITCA Board Director; 804W-Muny
Subject: RE:2013 BudgetTo all:
I have attached the work sheets for the 2013 budget.? Please look at the work sheet tabs to see my calculations.Elizabeth Fox, LCAMCondominium Associates, Inc.
3001 Executive Drive, Suite 260
Clearwater, FL? 33762
Office: 727-573-9300
Fax:? 727-573-8549

?

Source: http://islandtowersdunedin.blogspot.com/2012/08/subject-re2013-budget.html

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Transitioning from Buyer's Market to a Seller's Market | Albuquerque ...

? Posted by Rich Cederberg, Albuquerque Realtor on Aug 28, 2012 in Blog, For Buyers | 0 comments

?

The Albuquerque real estate market is changing. Fewer and fewer homes on the market and more sales means that not only are there less homes to choose from, but that buyer?s need to act differently.

Just like sellers who were left behind by the transitioning market back in 2007-2008 because they failed to adjust their prices and expectations, buyers who don?t adjust their expectations in 2012-2013 may be left behind, wishing they had purchased a home when both rates and prices were down.

By my calculations, we were stuck in a buyer?s market for an unusually long time: 4 years. Most people have probably forgotten what it was like before that, so with that in mind?what kind of adjustments do buyers need to make?

• Buyers need to make quicker decisions. ?Average market times are not telling the whole story in the areas with the most demand. That?s because the best properties, the ones that come on the market in good condition and priced competitively, are selling super fast. If you?re a buyer out there looking for a home and you think you?ve found the right one, don?t delay in making an offer.

• Buyers need to look more aggressively. Buyer?s should look at the available inventory in their price range and desired area to learn about house prices and then be poised and ready to strike when new listings come on the market.

• Buyers will have to be less picky. ?With so many homes to choose from in a buyer?s market you can be pickier about condition. In a seller?s market, there will be other buyers lined up behind you willing to buy the same house for more money and asking for less repairs.

These are three things to keep in mind as the market shifts. There are still some good deals in some neighborhoods, but not like there were. Adjust your expectations or be left behind. You?ll be left wishing you had taken advantage of reduced prices and incredibly low interest rates.

?

Source: http://www.albuquerquerealestateplace.com/blog/transitioning-from-buyers-market-to-a-sellers-market/

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Helpful Tips For Reaching Your Healthy Weight - Total Vibration

Keep a food diary. Carry a notebook with you and write down everything that you eat and drink, and the time of day. You may begin to notice a pattern. Do you tend to snack during the late morning? This could be because you skipped breakfast. Do you fill up with snacks after dinner? You are probably snacking while watching tv, and aren?t even aware exactly how much you are eating. By focussing on these patterns, you will be able to change your habits accordingly.

If you are someone who wants to lose a few pounds, then it?s best to set a goal and focus towards reaching that goal. This will keep you on track with what you want to achieve. Whether this is for your health or to look better, having a clear path in mind will lead to your success.

Make the switch to whole wheat pasta. You might be tempted to cut out carbohydrates like pasta when you are trying to lose weight. Instead, consider using whole wheat noodles in your pasta dishes. Whole wheat noodles are better for you. They are also much more filling than any alternatives.

If someone who likes to cook is looking for something they can do for themselves to lose weight they may be in luck. By preparing homemade meals as opposed to eating out a person can closly monitor what is going into the foods they are eating. Meals can be tailored to individual dietary needs to aid weight loss.

An effective way to lose weight safely and easily is to do an intense work out just once a week. This work out will boost your metabolism, which means that your body will burn more calories through daily activities. To increase the rate of your metabolism even more, combine this practice with healthy eating habits.

When you are setting your weight loss goal, the most important factor is to set a bar that you can reach. If you set a goal too high, you will become extremely frustrated and tempted to quit. Maintain manageable goals to help increase your persistence and motivation when losing weight.

Plan your meals ahead of time. Taking the time to plan out your meals for the following day, can be a great idea. You will be less likely to cheat on your diet. You will also be less likely to snack.

If you want to lose weight, cut your food into smaller portions. This simple strategy helps you slow down your food intake and it tricks your body into thinking you are eating more. Research has shown that people believed piles of sliced vegetables and meat were 27 percent bigger than when the same sample of food was in one piece.

Taking a moment to stretch when you wake up in the morning and throughout the day can help with weight loss. Every time you stretch you are increasing blood flow in your muscles, increasing your energy level. You are also increasing your muscle strength and preventing injury during a workout.

One of the most important mental changes you can make in order to lose weight is to have a can do attitude. It is very hard to lose weight if you are negative and don?t believe in yourself. However, with a can do attitude the seemingly insurmountable suddenly will enter the realm of possibility.

People tend to psychologically feel that they ate enough when their plate is empty. The more food you pile on your plate, the more you have to eat, the more weight you will gain. Instead, put less food on your plate so that when you eat it all you won?t feel bad, or gain weight.

Have fun every step of the way, regardless of your obstacles. There are those that say to remain serious, but that only dampens your abilities and motivation. You want to remain in a fun mood, giving each exercise, activity, and even meals the fun that it deserves, as getting to a more ideal body image can be so fun after all.

Losing weight is easier if you eat a high fiber diet. Fiber fills you up and is good for your health, too. By eating a diet rich in fiber, you won?t miss the calories being cut out, because you will feel full longer after each meal compared to having a meal low in fiber.

Gradually increase the amount of exercise you perform on a daily basis. You will continue to lose weight if you keep your body guessing. If you are doing 30 minutes of exercise a day, increase it to 35 or 40 minutes. If you are doing mostly aerobic exercises, start lifting weights.

Exercise is a very important part of the weight loss process which means that you must find ways to keep yourself motivated to exercise regularly. One great way to do this is to identify several physical activities that you actually enjoy doing, and then create a regular schedule for these activities that you will be able to adhere to. Some activities you might enjoy include rollerblading, swimming, hiking, and dancing.

Use these tips to de-mystify losing weight. The simplest ways to lose weight are often the best. Just remember to keep going and not to get discouraged when you don?t see the results on the scale that you want to see. Make sure you stay committed and you WILL start losing the weight.

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Source: http://blog.thorsrubberhammer.com/2012/08/helpful-tips-for-reaching-your-healthy-weight/

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Main Street Gazette: Ready when you are, C.B.

We all try to find ways to bring a little bit of the Walt Disney World experience into our homes in between trips to Florida. With that thought it mind, I thought I would expand upon an idea I touched upon during the early years of the Gazette. Today, I?m going to tell you how my wife and I have Disney?s Hollywood Studios Night at our house.

The foundation of any good Disney?s Hollywood Studios Night at home is the same as if you were in the park, quality entertainment! The format we utilize is the film festival, specifically we pick a couple of our favorites that are featured in the scenes of The Great Movie Ride. We exclude the finale compilation and the films of the previews in the queue, even though these all make appearances in some way, shape, or form later in the attraction, in order to maintain a list that is as vital to the attraction as it is manageable to collect. For those of you needing a checklist or cheat-sheet, I present to you the scenes of The Great Movie Ride in film:

After you select the films you?re going to watch, our last festival included Casablanca, Singin? in the Rain, The Public Enemy, and The Wizard of Oz, you?re going to have to figure out food and drinks. With recipes from all over Walt Disney World readily accessible on various websites and in Disney cookbooks, you shouldn?t have too hard a time finding a way to recreate your favorite meal from Disney?s Hollywood Studios. We opted for Grandma?s Chicken Pot Pie during our most recent evening. On Wednesday, we?ll be back with our step by step view of how we created the dish.

Beverages could be as simple as grabbing your favorite Coca-Cola or Gold Peak Tea product, but when you go through putting together a special evening, you want a special drink too, right? Many of the drink recipes from Disney?s Hollywood Studios are also easy to find online, but there is another option. With a wide array of wines featured in the restaurants of the park, especially at the Brown Derby, there are many bottles to choose from that can be found in your local grocery or wine store. For a starter?s list, look to the Brown Derby?s Red Wine Flight of the Stars! To pair with the pot pie, I actually opted for the MacMurray Ranch Pinot Noir, and found it a quite tasty combination.

So, there you have the basics! Want to add a bit more to your Disney?s Hollywood Studios Night? Listen to music from the park as you prepare your meal, dress up like your favorite streetmosphere character, or even shot off a couple of bottle rockets after the sun sets. Want to make this a bit more family friendly? Make it a Star Wars or Muppet film festival, use glowcubes in a Shirley Temple, and rather than draw your own favorite Disney characters hand out crayons and coloring books! The point is, as many stars as there are in Hollywood, there are just as many variations for you to make this evening special and unique for your family!

Source: http://www.mainstgazette.com/2012/08/ready-when-you-are-cb.html

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Computer Repair Shops Must Add iPad and iPhone Repair Services ...

Computers and Technology are Changing ? And So Must Today?s Computer Repair Shops!

iPads, iPhones and Android mobile devices are taking over the computing world. The computer repair business therefore, must also change. The typical PC repair shop can no longer survive unless it changes with the times.

I?m surprised to see so many shops ignoring this trend and not adding this type of service to their business.

It may seem strange, but even computer guys can be ?old-fashioned?. Some are uncomfortable with the changes they have to make, like learning new skills, hiring different types of technicians, and learning new purchasing habits, like dealing with parts vendors in China.

These are all very different from the way we did things in the area of desktop and even laptop repair. However, if we want to survive, we must all do iPad Repairs, as well as iPhone and Android device repair.

Here at Saguaro PC Tech, we saw these changes coming and started gearing up and adapting to this change long ago. We?re ready and fully capable of handling all tablet and most smart phone repairs. Most of what we see are cracked screens and damage from dropping the units. We?re here to help if you run into such a problem.

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Source: http://www.saguaropc.com/blog/2012/08/computer-repair-shops-must-add-ipad-and-iphone-repair-services-to-survive/

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mcuban: @mintonnews @trojankitten nah, they bought "access" Xerox didnt even own all the IP that Jobs got a look at.

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Source: http://twitter.com/mcuban/statuses/239200393236738048

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The Leukemia & Lymphoma Society

Courtesy of The Leukemia & Lymphoma Society Maida R. Milone

What we do: The Leukemia & Lymphoma Society is the world's largest voluntary health organization dedicated to funding blood cancer research, education and patient services. LLS's mission is to cure leukemia, lymphoma, Hodgkin's disease and myeloma, and to improve the quality of life of patients and their families.

History: Originally known as the Robert Roesler de Villiers Foundation, The Leukemia & Lymphoma Society was founded in New York in 1949 by Rudolph and Antoinette de Villiers after their son, Robert, died of leukemia.

Location: With offices in Allentown and Conshohocken, the chapter consists of 18 counties in eastern Pennsylvania, including Berks.

Serves: We serve more than 1,000 patients and families with our patient services, educational and support groups, First Connections Program, patient financial aid and co-pay assistance.

Current budget: $4.9 million for fiscal 2011.

Staff: 30 employees.

Top administrator: Executive Director Maida R. Milone has been with the organization nearly two years.

We're most proud of: Every day our organization provides hope and support for blood cancer patients and their families through voluntary contributions that fund research and patient services. This past year, The Leukemia & Lymphoma Society was able to provide 540 patients with $53,700 in patient aid and $792,197 in co-pay assistance in eastern Pennsylvania.

Upcoming events: September is Leukemia, Lymphoma, and Myeloma Awareness Month, when the chapter sheds light on these diseases and lets the public know the resources that are available for patients and their families. To learn more about our services and programs, please call 866-776-8240 or visit our website www.lls.org/epa.

How to get involved: Nationwide volunteer fundraising events and activities include: Team In Training (volunteers train to complete in endurance sports while fundraising to support the fight against blood cancers), Light The Night (a community-based walk that celebrates patients battling cancer, their families and supporters), and School & Youth, (a student service and cooperative team program to raise awareness and money to fight blood cancers). Each chapter also organizes its own fundraising activities.

Website: www.lls.org/epa.

At Your Service is a weekly feature spotlighting nonprofit social service agencies and volunteer opportunities in Berks County.

Source: http://readingeagle.com/article.aspx?id=411230

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Texas Judge Warns Civil War If Obama Is Re-Elected!

Description:

"Texas Democrats are calling for the resignation of a Republican elected county judge who warned this week that the nation could descend into civil war if President Barack Obama is re-elected. "It's really up to Judge (Tom) Head to do the right thing and resign and stop embarrassing Lubbock County," said Kenny Ketner, who became the county Democratic Party's chief Monday. "I wish we were getting worldwide attention for something better than a crazy county judge," Ketner told CNN. "But what are you going to do?" There is no recall process for Head's office in Texas, Ketner said. Judge's 'Civil War' remark outrages Dems The county's Republican Party chief, Carl Tepper, accused the Democrats of "opportunism" and said he had called Head and left him a message offering "moral support." "I don't agree with him, but everyone has their opinion," Tepper said. "I can respectfully disagree with him and he can still be an elected official."" - CNN

Total Views : 22627

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Source: http://www.worldstarhiphop.com/videos/video.php?v=wshhmr2LYy94wGPN80I6

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South Korean court rules Apple infringed on two Samsung patents, fines it $35k; Samsung gets hit too

We have yet another twist in the worldwide patent battle between electronics giants Apple and Samsung, as the Wall Street Journal and Reuters report a Seoul court has ruled in favor of the latter when it came to two patents in a case on its home turf. While it decided that Apple had infringed on two Samsung patents, it also found that Samsung had returned the favor on Apple's "bounceback" design patent, but not on another regarding icon design resulting in damages of about $22,000 Samsung. That's according to WSJ's Evan Ramstad, who also reports that other than the light financial slap on the wrist, the ruling means that the infringing products can no longer be sold in South Korea. The list of affected hardware includes mostly previous gen products like the iPhone 4 and iPad 2, as well as the Galaxy Tab 10.1, Galaxy S II and Galaxy Nexus. Asia Economic indicates the two patents Apple was found to have infringed are of the much-disputed standards-essential type relating to the transmission of data.

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Filed under: Software

South Korean court rules Apple infringed on two Samsung patents, fines it $35k; Samsung gets hit too originally appeared on Engadget on Thu, 23 Aug 2012 23:11:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/08/23/samsung-apple-patent-lawsuit-south-korea/

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Algeria corruption pervasive: official rights group

Corruption in Algeria is endemic and tearing at the fabric of society, an official human rights group said in a report published on Friday, calling for punitive measures against corrupt officials.

The National Consultative Commission for the Promotion and Protection of Human Rights, an official body, said in its annual report for 2011 that graft had "spread throughout the country," impacting on all classes and "undermining the social fabric."

"The operations of state institutions have become a source of enrichment and a way of serving private interest," said the report, which was submitted to President Abdelaziz Bouteflika.

"The pervasive corruption and the impunity that facilitates it risks thwarting all attempts at enabling the economy and society to flourish," it added.

"It is time... to combat, effectively and tirelessly, all civil servants who seek only to enrich themselves."

The commission, whose chairman is appointed by the president, said "exemplary and preventative sanctions" were needed to stop "corrupt officials from enjoying the proceeds of corruption, once they have served their sentences."

Poverty is widespread in Algeria, despite its vast natural resources, and many Algerians remain deeply disillusioned with the country's ruling elite.

One opposition party claimed this disaffection was reflected in a very low turnout -- of not more than 18 percent, according to the party -- during the elections in May, compared with the official 42 percent participation.

A 2009 corruption scandal at state energy giant Sonatrach led to the jailing of its former chairman and the prosecution of other senior officials.

Source: http://news.yahoo.com/algeria-corruption-pervasive-official-rights-group-183010861.html

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Solly The Hippo Dies In South Africa Rescue Effort

MODIMOLLE, South Africa -- What started out as a day of hope for Solly the hippo turned to tragedy when rescuers were unable to save the 3-ton beast from the swimming pool he plunged into after being chased from his herd.

Solly's plight captivated animal lovers and his death Friday left many in tears, with some blaming a vet who arrived too late.

"It started out as a happy story and now it's a tragic story. It's devastating," said Ruby Ferreira, manager of the game preserve lodge where the hippopotamus had been stuck in the swimming pool since Tuesday.

The 4-year-old hippo had been chased from his herd by dominant males when he wandered into the Monate Conservation Lodge and plopped into its 8-foot-deep pool. Although he was able to swim freely, he couldn't get out because the pool has no steps.

Lodge workers dubbed him Solly, and the hippo's plight captivated South Africans, with live TV broadcasts from the pool and newspaper headlines like "It's all systems go for the rescue of Solly the hippo."

Someone even set up a Twitter account on Solly's behalf and tweeted purported hippo quotes.

Then on Friday morning, the TV news carried a scrolling headline announcing the animal's death.

Solly's demise left several of those involved pointing fingers of blame.

Ferreira said a game capture team had been waiting since Thursday for a veterinarian to show up to tranquilize Solly and oversee the operation to hoist him out with a crane.

By early Friday, the hippo was showing signs of stress and was no longer able to stand in the pool, which had been drained of most of its water in preparation for the rescue.

Lying in the murky, feces-strewn water, he emerged occasionally for air, sighing anxiously as he gazed at journalists gathering around the pool.

"He was not as perky this morning, more agitated, like he was irritated. I think because he wanted to get out of the pool," Ferreira told South Africa Press Association. "We've been waiting for the vets and I think they were just a bit too late."

Then, just as veterinarian Dr. Alex Lewis arrived, the hippo tried one last time to get to his feet. He couldn't make it. Exhausted, he dropped his head into the knee-deep water, making a splash, then lay still.

Wildlife rescue expert Simon Prinsloo was in tears as he confirmed to The Associated Press that Solly was dead. Only minutes earlier, Prinsloo had been pouring water from a hose onto the hippo in the warm and humid climate.

Ferreira said hippos are sensitive creatures and Solly's stress level had probably been rising since he was forced from his group, called a pod, and took shelter in the pool. Once inside, he couldn't get out, adding to his stress.

"It all just added up and added up," she said.

A wildlife activist cried as Solly's lifeless body was hoisted from the pool, with the vet standing on it, and placed in an orange animal trailer.

When reporters questioned Lewis about not arriving earlier, the vet said he couldn't have saved the animal anyway because he was in such poor condition from the stress over fighting for a position in his herd. Lewis said he told the lodge owners to feed the hippo to build up his strength, and workers had been giving him hay and grass since Tuesday.

Prinsloo said Solly was lucky to have stayed alive as long as he did because most hippos don't survive fights with dominant males.

Doreen Cronje, a guest at the lodge, said she, like everyone gathered for the rescue, had hoped for a happier outcome.

"Especially here in South Africa, we care a lot about our animals," she said.

Also on HuffPost:

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Source: http://www.huffingtonpost.com/2012/08/24/solly-hippo-south-africa_n_1828767.html

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Real Estate Agent Safety | Pistevo Blog

Offender: Realtor customer Background check

Is your safety worth $2.99? That?s what it costs you to run a background check with mypistevo.com!

Here is the situation. You are a realtor newly licensed and you get a call. You have a potential customer that has seen one of your for sale signs in front of a house across town. The house is at the end of a street with several foreclosed properties that have been vacant for awhile. The potential homebuyer is someone you have never met and all you have is a name and phone number. You agree to meet him after work at the residence to show the house. You have a gut feeling that something just doesn?t feel quite right but you need the sale. It has been a slow month, so you feel that you need to agree to meet him.

Sound familiar? Chances are everything is fine and you show the house without any incident. However nowadays should you be that casual with your safety?

The truth is, it is getting more dangerous to be a?Realtor?today more than ever.

Take the example of Julie Roberts who met a man who seemed like a legitimate buyer to look at a house in Pinellas ParkFL, he hit her with a gun and threatened to kill her, or Janice Flasschoen who met Balazs Gombos a convicted felon in Port OrangeFL, who struck her in the head twice with a hammer. To read the complete story about the above crimes committed against realtors; see the link; http://www.crime-safety-security.com/workplace-safety-real-estate.html

The fact is that 1 in 4?Realtor?will be involved in a violent situation and what we know now is that this can be mostly avoided. MyPistevo.com has some tips to create a safer workplace for?Realtors, besides downloading their free downloadable app for smart phones and tablets. The?Realtor?should always get a potential buyer?s picture and if possible snap a photo of the customer?s automobile with their cell phone and send it to a co-worker so that someone is aware of who and where you are at.

MyPistevo.com will also allow a realtor the ability to check within seconds the criminal as well as sex offense background of the person or persons that they are about to meet and if the person was convicted of one of these crimes, MyPistevo.com will show the mug shot at the time of booking as well as their tattoos for a match. MyPistevo.com also allows the?Realtor?to run the customer?s auto tag as well. Pistevo?s background service is intended for the professional broker to keep them safe, using the most accurate, affordable and convenient free downloadable app for iPhone, iPad and Android.

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Source: http://mypistevo.com/blog/?p=18

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