Cloud and Outsourcing, an Alliance for a Newer Evolution | Gaining ...

Originally published on Global Services

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In most cases, leveraging cloud delivery models, be it in application, infrastructure, or platforms, implies being served end-to-end by an external vendor unlike the typical ?do-it-yourself? products. Therefore, in a way, the cloud is driving the IT consumption towards an ?external vendor? model, which is also a type of outsourcing.

Most of the discussions around cloud?s impact on outsourcing services take a monolithic view of the industry. The focus is to take an extreme position, such as ?outsourcing is dead?, or perform a very broad analysis based on the evolving role of CIOs, changing demand in enterprise IT, cloud eating into traditional sourcing, etc. This makes for good reading but is not necessarily a thoughtful analysis of the real impact. The need of the hour is to drill down into each type of global sourcing service and analyze the impact of cloud delivery models.

To analyze the impact of cloud delivery models on globally-sourced services, one needs to understand both of these in the right context. For IT outsourcing and the impact of cloud, there is a need to differentiate between the type of services delivered such as application development, application implementation, application maintenance, ?keep the lights on? infrastructure services, service-level driven managed services, and transformational services. Cloud delivery models will have a spectrum and not a binary impact on this market. Different services, providers, business models, and investments will see different opportunities and challenges.

One major ?non-technology? challenge from cloud models is the shifting of budgets from a typical IT department to businesses. Everest Group and Cloud Connect Enterprise Cloud Adoption Survey indicate an increasing role for business users in deciding IT spending. As outsourcing providers have access generally to IT and procurement departments, they will witness significant challenges to penetrate the business side of a buyer in accessing ?business IT? budget. Moreover, enterprise IT shops that have so far not outsourced, may directly leverage a cloud service, reducing the potential role of an outsourcing provider. To pre-empt this, the provider may need to offer integrated cloud and outsourcing services.

The relevance of cloud models should also be seen from newer or existing investments the buyers make in enterprise IT. For transforming the existing investments (e.g., ERP, CRM, other business applications, and infrastructure) to the cloud, it is difficult to believe that typical global sourcing buyers will prefer any other vendor over the enterprise-class providers. For example, if they have to transform ERP platforms to a cloud infrastructure, they would generally prefer a renowned enterprise class ERP and cloud service provider over a pure-play cloud hosting provider.

Read more on Global Services

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Source: http://www.everestgrp.com/2012-11-cloud-and-outsourcing-an-alliance-for-a-newer-evolution-gaining-altitude-in-the-cloud-10406.html

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Must See HDTV (November 26th - December 2nd)

It's that time friends, the weekend when we say goodbye to the college football regular season. While there's plenty of NBA, college basketball, college hockey, and NHL action to tide us over, it just won't be the same until the bowls get into full swing. TNT is bringing back a couple of shows from fall hiatus, and we've got a few Blu-ray 3D titles hitting shelves. Look below for the highlights this week, followed after the break by our weekly listing of what to look out for in TV, Blu-ray and videogames.

The Walking Dead
After an often lackluster second season (until the finale), AMC's hit show has been firing on all cylinders since then and we're actually disappointed that we're wrapping up the first half of season three so soon. Between goings-on at the jail and in town, there's sure to be plenty of action, people choosing sides and, oh yeah, zombies.
(AMC, December 2nd, 9PM)

College Football
This weekend the college football regular season comes to a close, with several conference championships and a couple of other rivalry games that will play into bowl selections. We'll find out who will be joining Notre Dame in the Championship Game once the SEC title has been awarded, and where everyone else is going Sunday night. Whether you love the current system or love to hate it, cherish it all just one more time, since next year we're going to a playoff and fans will have to be angry about a slightly different set of circumstances.

MLS Cup
While much of the news is about David Beckham's departure from MLS after this weekend, there's still a game to be played. LA takes on houston Saturday afternoon, so if you prefer your football played mostly with one's feet, you know where to tune in.
(ESPN, December 1st, 4:30PM)

Continue reading Must See HDTV (November 26th - December 2nd)

Filed under: Home Entertainment, HD

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/4OX_lH9TKis/

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BofA's Legal Hassles Continue - Zacks.com

Bank of America Corporation?s (BAC - Analyst Report) legal woes are far from over considering the onslaught of lawsuits related to the risky mortgage securities. Last week, CIFG Assurance North America Inc, a bond issuer, sued BofA for fraudulent representations and breach of contract over insurance policies tied to residential mortgage backed securities (RMBS), according to a Bloomberg Report. ?

The lawsuit is based on CIFG?s five financial guaranty insurance policies that pertain to the two-structure transactions that were arranged by BofA. These were backed by twenty-two risky RMBS.

CIFG alleged that BofA was well aware of the perils associated with the RMBS offerings. BofA had failed to sell these securities as an underwriter, and therefore was left with too many of these risky securities in its books.

In order to get rid of these securities, BofA issued misleading statements that concealed the associated risks and convinced CIFG to provide insurance worth over $150 million to make them marketable to investors. As a result of these fraudulent representations by BofA, CIFG will have to shell out nearly $170 million in damages. CIFG has filed lawsuit in the New York State Supreme Court in Manhattan.

Apart from BofA, CIFG has pressed similar charges against couple of other financial institutions in the last three years. These include last month?s $$277 million lawsuit against GreenPoint Mortgage Funding Inc. and last year?s $275 million legal charge against The Goldman Sachs Group Inc. (GS - Analyst Report).

In addition to this, BofA faces several other charges related to the sale of defective mortgage securities. Earlier this month, investors including Phoenix Light SF Ltd prosecuted BofA along with its unit, Countrywide Financial, over the sale of $261 million worth of flawed residential mortgage-backed securities using misleading statements.

This led to huge losses and now investors are seeking compensation of nearly $122.2 million from BofA and Countrywide. This case is also filed in New York State Supreme Court in Manhattan.

Earlier in September, Phoenix Light had dragged BofA, along with JPMorgan Chase & Co. (JPM - Analyst Report), Goldman Sachs as well as Ace Securities ? a wing of Deutsche Bank AG (DB - Snapshot Report) ? to court for losses suffered over faulty mortgage-backed securities. JPMorgan and Goldman are encountering a $1.8 billion lawsuit, whereas Ace Securities is facing a $300 million charge. BofA has been sued for losses amounting $36.6 million over $69.8 million worth of MBS.

BofA continues to face lawsuits related to the sale of faulty RMBS. This has resulted in huge litigation costs for the company, which will have a profound impact on its financials. However, on the positive side, the ill-effects of these are likely to be eliminated by the gradually strengthening fundamentals of the company.

BofA currently retains a Zacks #3 Rank, which translates into a short-term Hold rating. We believe that on account of such litigation overhangs, there is little possibility of any upward estimate revisions; hence, the stock is expected to hold its current rank. We also maintain a long-term Neutral recommendation on the stock.

Source: http://www.zacks.com/stock/news/87488/bofas-legal-hassles-continue

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Holidays Serve as Wake-Up Call That Local Elderly Family ...

By Mel Fabrikant ???Monday, November 12, 2012, 11:23 AM EST???

?10 Holiday Warning Signs? Your Senior Is In Trouble
(November 2012) - The holiday season may be one of the few times local families get together and realize their elderly loved ones are in deep trouble and need immediate help. Adult children who don?t live nearby often come home to holiday heartbreak with deteriorating relatives they aren?t prepared to handle. So this holiday, the family might gather around the kitchen table ? not only for turkey and treats, but also for a talk?a big talk?that maps out a plan to care for aging relatives.

That?s why Senior Helpers, one of the largest in-home senior care companies with caregivers in our city, advises families with the ?10 Holiday Warning Signs Seniors Need Help.?
?This Thanksgiving and Christmas, thousands of adult children will be shocked to come home to elderly relatives who are lethargic and forgetful. They?ll see a messy house, bills piling up, the joy of the season clouded with the realization that elderly relatives are struggling and can?t make it alone,? says Peter Ross, CEO and co-founder of Senior Helpers, one of the largest in-home senior care companies with offices in our city with highly trained caregivers specializing in dementia and Alzheimer?s care. ?This is the time to map out a care plan for aging relatives and that plan should include hiring caregivers who can help ease the burden for families.?
Holiday Heartbreak
Two years ago at Christmas, Truly Bracken and her brother came home to Charlotte, North Carolina and realized their 83-year-old mother Margaret shouldn?t be staying home alone anymore. During the holiday visit, on a normal stroll outside, Margaret lost her balance and fell.
?Mother didn?t trip on anything. She just lost her balance and took a bad fall,? says Truly. ?Luckily she didn?t break any bones, but seeing her fall prompted a family discussion about mother?s care.?
Truly and her brother both live far away, so they brought in a Senior Helpers caregiver to stay with their mom all day, 7 days a week.
?It?s a huge relief knowing the caregivers are with Mother because they?re so knowledgeable and caring,? says Truly. ?Mother feels like they?re friends.?
Senior Helpers? ?10 Holiday Warning Signs Senior Loved Ones Need Help?*
? Poor eating habits resulting in weight loss, no appetite, or missed meals.
? Neglected hygiene - wearing dirty clothes, body odor, neglected nails and teeth.
? Neglected home - it?s not as clean or sanitary as you remember growing up.
? Inappropriate behavior - acting loud, quiet, paranoid, or making phone calls at all hours.
? Changed relationship patterns that friends or neighbors have noticed.
? Burns or injuries resulting from weakness, forgetfulness, or misuse of alcohol or medications.
? Decreased participation in activities such as attending the senior center, book club, or church.
? Scorched pots and pans showing forgetfulness for dinner cooking on the stove.
? Unopened mail, newspaper piles, missed appointments.
? Mishandled finances such as losing money, paying bills twice, or hiding money.
?When family members get together, it?s great to finally recognize and see firsthand that their elderly loved ones may have a problem,? says Ross. ?But conflict often surfaces when family members have to agree on a solution, especially when the senior has dementia or Alzheimer?s and family members don?t know how to handle it. That?s why Senior Helpers offers a Holiday Family Meeting Guide to discuss the major sticking points. As part of that plan, we strongly encourage the family to hire a trained caregiver to get elderly loved ones the proper care. Our 10 Holiday Warning Signs and Holiday Family Meeting Guide initiatives are both part of our dementia and Alzheimer?s program called the Senior Gems?.?
Senior Helpers? ?Holiday Family Meeting Guide?:
? The person leading the meeting can be the elderly relative who anticipates needing care in the future. If that person already needs care, an adult child, friend, or relative can lead.
? Encourage discussion and get input from everyone. Make sure everyone makes their feelings known.
? Discuss money. Who will pay? How? If the money is coming from the elderly relative?s estate, who will be the executor?
? At the end of the meeting, everyone present must commit to support the plan.
? Write it down. Good intentions are often forgotten over time and family members must have their responsibilities right in front of them.
We can provide local senior care experts and possibly a local family to tell this story. It?s a great piece to put in the can for the holidays when you have limited staff.
*Source: The Council on Aging
To learn more about how to care for your senior loved one with dementia or Alzheimer?s through the Senior Gems? program, please visit our website at www.seniorhelpers.com . There you can also request a complimentary Senior Gems? DVD.

Source: http://www.paramuspost.com/article.php/20121112112315464

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The Covenant Cafe with Gail Fly and J Shep 11/11 by D Hour Show ...

On his show, Comedian Rodney Perry covers arts and entertainment, everything from comedy and politics to music and acting, with his signature comedic slant.

MashUp Radio is a 30-minute podcast that discusses the fusion of technology, life, culture and science. Host Peter Biddle, engineer and executive for Intel?s Atom Software, dishes up a thought-provoking discussion.

Deepak Chopra Radio provides an online forum for compelling and thought provoking conversations on success, love, sexuality and relationships, well-being and spirituality.

The Bottom Line Sports Show is hosted by former NBA stars Penny Hardaway, Charles Oakley, Mateen Cleaves. Tune in to get the inside scoop on what's happening in sports today.

Joy Keys provides her listeners with insight to improve their lives mentally, physically, monetarily and emotionally. Past guests on the show have included Meshell Nedegeocello, Blair Underwood, in addition to an impressive list of CEOs, humanitarians and authors.

Hits Radio covers basketball, sports culture and entertainment with past guests including Jason Kidd, Robin Lundberg and Chris Herren.

Listeners get an earful on The Halli Casser-Jayne Show, Talk Radio for Fine Minds. Whether it?s the current political cocktail or the latest must-read award-winning book, Halli tackles all topics and likes to stir ? and sometimes shakes ? things up.

Award-winning World Footprints is a leading voice in socially responsible travel and lifestyle. Hosts Ian & Tonya celebrate culture and heritage and bring a unique voice to the world of travel.

Football Reporters Online is a group of veteran football experts in the fields of coaching, scouting, talent evaluation, and writing/broadcasting/media placement. Combined, the group brings well over 100 years of expertise in sports.

Host John Martin interviews the nation's leading entrepreneurs and small biz experts to educate small business owners on how to be successful. Past guests have included Emeril Lagasse and Guy Kawasaki.

The Movie Geeks share their passion for the art through interviews with the stars of and creative minds behind your favorite flicks and pay tribute to big-screen legends. From James Cameron and Francis Ford Coppola to Ellen Burstyn and Robert Duvall, The Geeks have got'em all.

Sylvia Global presents global conversations pertaining to women, wealth, business, faith and philanthropy. Sylvia has interviewed an eclectic mix from CEOs and musicians to fashion designers and philanthropists including Randolph Duke and Ne-Yo.

Seasoned entertainment reporter Robin Milling gets up close and personal with the world's most compelling celebs. From Michael Douglas to Katie Holmes to Kevin Kline to Ashley Judd to America Ferrera, she sits down in person each week with each and every A-lister.

Mr. Media host Bob Andelman goes one-on-one with the hottest, most influential minds from the worlds of film, TV, music, comedy, journalism and literature. That means A-listers like Kirk Douglas, Christian Slater, Kathy Ireland, Rick Fox, Chris Hansen and Jackie Collins.

Paula Begoun, best-selling author of Don't Go to the Cosmetics Counter Without Me, separates fact from fiction on achieving a radiant, youthful complexion at any age. She?s regularly joined by health and beauty experts who offer the latest on keeping your skin in tip-top shape.

Source: http://www.blogtalkradio.com/dhourshow/2012/11/12/the-covenant-cafe

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Glitch prevents trade in over 200 stocks on the NYSE

NEW YORK (Reuters) - NYSE Euronext suspended trading in over 200 stocks on the New York Stock Exchange on Monday due to a technical problem with a server, although the stocks in question continued trading on other markets.

There were no closing auctions in the affected stocks and a list of the official closing prices for the securities, based on the consolidated last sale, was distributed via email and NYSE's website.

The NYSE first alerted traders it was having problems with one of its cash equity matching engines at 9:38 a.m. and it said it would not publish quotes on a total of 216 stocks, including CVS Caremark Corp and Lazard Ltd.

Nasdaq OMX Group Inc, BATS Global Markets and Direct Edge exchanges stopped sending orders to the NYSE, declaring "self help" against the exchange.

"Orders were coming in, but those who were issuing the orders were not getting their confirmations or their reports, so we felt it was best to zero it out, if you will, and then to suspend trading of those stocks on our market," said Rich Adamonis, an NYSE spokesman.

The NYSE said any open orders should be considered canceled.

Adamonis said the server issues were still being investigated at around 3 p.m., but added that they came as the stock symbols were being moved over to a new trading platform.

The NYSE said it "anticipates a normal trading day in all securities" on Tuesday.

The transatlantic exchange operator is in the process of moving all of its markets - including bonds, options, futures and cash equities - in the United States and Europe to a universal electronic trading platform.

The New York-based company's European markets have been fully integrated with the new system and the exchange is now in the process of moving over its roughly 3,800 U.S. cash equities issues to the new platform, with about 800 having migrated so far, Adamonis said.

The migration will continue to be rolled out through the rest of the year, he added.

NYSE shares closed up 1.4 percent at $23.26.

(Reporting By John McCrank; Editing by Leslie Adler and Andre Grenon)

Source: http://news.yahoo.com/glitch-prevents-trade-over-200-stocks-nyse-221119626--finance.html

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Non-Profit Business Planning Group Announces Tosa Workshop ...

SCORE Announces BUSINESS planning workshop

The SCORE Southeast Wisconsin Chapter will conduct a business workshop, titled ?Preparing and Implementing an Annual Business Plan? on Saturday, Nov. 17.?

According to Albert Lo, SCORE education team leader, the workshop details how to plan for growth, where profit comes from, implementing cost reductions, determining budgets, setting budgets and plan execution and evaluation.

Workshop leader Jim Means is a semi-retired small business owner, and a veteran marketing, sales, wholesale distribution and general management executive for several Fortune 500 corporations. Means has been a SCORE counselor since 2004.

The workshop will be held at the Milwaukee County Research Park, 10437 Innovation Drive, Wauwatosa, in Room 121, 9 a.m. to noon. The fee is $35 per person, and $20 for each additional person from the same firm.

Advance reservations are required for admission, and are available by telephone at SCORE Southeast Wisconsin, 414-297-3942, or by visiting its website, www.scoresewisconsin.org to register or to obtain additional information about the workshop.

SCORE?s mission is to help emerging and existing businesses succeed. It is a nonprofit association dedicated to educating entrepreneurs and to the formation, growth and success of small business nationwide.? SCORE (formerly Service Corps of Retired Executives) is a resource partner with the U.S. Small Business Administration (SBA), and partners with the Better Business Bureau (BBB) and several chambers of commerce and other business and community organizations.

The southeast Wisconsin SCORE chapter was started in 1965, and now consists of 60 mentors with varied executive and entrepreneurial backgrounds, providing free business counseling to prospective and current business owners. It serves the ten county area of southeast Wisconsin ? Dodge, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Sheboygan, Walworth, Washington, and Waukesha. The chapter is headquartered at 310 West Wisconsin Avenue in downtown Milwaukee.

Founded in 1964, SCORE is headquartered in Herndon, VA and Washington, DC and has 370 chapters throughout the United States and its territories, with?14,000 volunteers nationwide. Both working and retired executives and business owners donate time and expertise as business mentors.? .

Source: http://wauwatosa.patch.com/articles/score-workshop

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