Americans Listening to Politicians, Not Climate Scientists

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Americans Listening to Politicians, Not Climate Scientists
Public acceptance of climate change was at its prime in the mid-2000s, yet political bipartisanship also hit a high point. As the economy began to plummet, people began listening to politicians on climate change instead of scientists, new opinion-poll-based research suggests.

Source: Wired
Posted on: Tuesday, Feb 28, 2012, 7:52am
Views: 32

Source: http://www.labspaces.net/117965/Americans_Listening_to_Politicians__Not_Climate_Scientists

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Sharp differences between Santorum and Romney crystalize in Michigan campaign (Star Tribune)

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FDIC coming up empty in pursuit of bankers

WASHINGTON?? Like many banks engulfed by the mortgage crisis, First National Bank of Nevada specialized in risky home loans that didn't require borrowers to prove their incomes. When the housing bubble burst, First National got crushed in 2008 under the weight of bad loans that it could no longer resell to investors.

Last year, the Federal Deposit Insurance Corporation sued two former senior executives of the defunct bank for alleged negligence and breach of fiduciary duty, hoping to recover nearly $200 million in losses that it tied directly to those executives' decisions. The two men denied wrongdoing and settled for $40 million.

But they didn't pay a dime.

Instead, the federal agency ? which is better known as a regulator that seizes control of failing banks and provides deposit insurance for consumers than for its prosecutorial endeavors ? is still fighting in court to collect that money from Catlin Group Ltd., a Lloyd's insurance syndicate. Catlin provided an equivalent of malpractice insurance to First National's executives, but the insurer denied liability for the executives' alleged mistakes.

The case illustrates complex legal maneuvering as the FDIC steps up efforts to pick through the detritus of the financial crisis, and to recoup at least some of the nearly $87 billion costs to its deposit insurance fund from the collapse of about 400 federally insured banks between 2008 and late 2011. The First National Bank failure cost the fund $900 million.

Concerns about whether the FDIC's strategy isn't aggressive enough in such cases at least partly echo criticism levied at other regulators and enforcement agencies for being too lenient.

Over the past 18 months, the FDIC has filed 22 lawsuits targeting personal finances of former executives, their insurance policies, and sometimes their spouses' assets, in an attempt to claw back some of the money, and to deter reckless banking practices in the future.

Of the lawsuits filed so far, none has gone to trial yet, and three have been settled. A look at the three deals suggests the FDIC is prepared to accept a fraction of the alleged damages as a settlement while some former executives deny wrongdoing and escape significant financial responsibility for bank failures.

Avoiding costs
The primary targets of the lawsuits aren't so much the former executives' wallets, but rather the insurance policies most banks take out to shield their officers and directors from claims of negligent management, according to court documents and interviews with lawyers.

FDIC officials say their settlement strategy is driven by the need to maximize recoveries, and to avoid costs for potentially losing litigation. In response to questions, the FDIC says its "actions do send a message, and settlements do result in directors and officers being held accountable." The agency added, "the reason that we have not gone to trial on any of these cases yet is primarily attributable to the fact that we are still early in the crisis."

But some critics, including a prominent senator, have faulted the agency for settling for too little and for failing to set precedents that could deter bankers in the future.

"Their recoveries should be much greater, and they should never allow a CEO to walk away with the idea that crime pays," says William Black, who as litigation director for an agency later folded into the FDIC, filed many of the hundreds of government's lawsuits against executives resulting from the savings-and-loan crisis of the 1980s.

Founded in 1933 in response to the bank failures and savings losses of the Great Depression, the FDIC is just one of several regulatory agencies digging through the aftermath of the financial crisis. Unlike some other regulators, the FDIC is credited with spotting the mortgage bubble early on, and with warning banks about it. What's more, a bulk of subprime loans originated with lenders that weren't regulated by the FDIC.

'Beat the system'
Investigations into some of the bank failures on the FDIC's watch have only recently been completed or are about to be, auguring a greater number of lawsuits, agency officials and outside lawyers say.

As of mid-February, the federal agency had authorized litigation in connection with more than 27 failed banks, in addition to the 22 lawsuits already filed. Last year, the FDIC says it collected $240 million from professional liability claims, a figure that represents most of such collections by regulators so far in the aftermath of the financial crisis. Following the savings-and-loan crisis, banking regulators recovered about $1.3 billion in damages from former directors and officers, according to an estimate by Dechert, a Washington law firm.

The FDIC's biggest settlement so far targeted Washington Mutual. The FDIC sued several former executives, accusing them of gross negligence in pursuing high-risk lending that eventually caused the bank to lose billions of dollars and collapse in 2008. The FDIC sought $900 million in damages, but last December settled for $95 million, most of it covered out of insurance, with several executives contributing less than $500,000 between them.

The FDIC said the December settlement was "suitable" and provided "a significant return" while avoiding a costly court battle. But others criticized the deal. Sen. Carl Levin, whose subcommittee's investigation of the financial crisis included a scathing chapter on WaMu, said the settlement "shows again how bank executives can beat the system." The former executives denied wrongdoing.

In pursuing these claims, the FDIC acts more like a bankruptcy receiver whose main goal is to collect money, not punish executives. But with the dearth of criminal prosecutions in the aftermath of the financial crisis, the FDIC's liability claims carry a bigger weight. The Justice Department, for instance, closed its WaMu probe in August without any charges.

Ignored warnings
The FDIC says its lawsuits help improve banking practices and that its investigators have made criminal referrals in cases where they suspected outright fraud.

The First National case provides a window into these legal struggles.

Before it collapsed in 2008, the bank was part of a holding company that expanded through acquisitions and new ventures, mostly in Nevada and Arizona.

Though initially conservative in its lending outlook, First National got swept up in the residential-loan fever early last decade and billed itself in press releases as "Home of Alt-A lending", a category just a notch above subprime, according to court documents. First National was "extremely aggressive" and set aside normal caution and underwriting standards, according to the FDIC lawsuit filed in August in a federal court in Arizona.

When the housing market softened, First National's management ignored warnings from the bank's own employees and from government regulators pointing out the inherent risks of the lending strategy, the lawsuit says. In bringing its negligence case, the FDIC singled out Gary Dorris, the holding company's former CEO, and Philip Lamb, who was the executive vice president. The two "continued this downward spiral even after investors told them they would not purchase loans" the bank kept churning out, the complaint says.

In fact, Lehman Brothers, which itself eventually collapsed triggering the worst days of the financial crisis, rang alarm bells about the quality of First National's loans as early as 2007. In a lawsuit filed in an Arizona state court, Lehman alleged that the bank had sold it mortgages with numerous misrepresentations about the borrowers' finances, employment and the nature of the property. Lehman sought $18 million in damages.

First National denied the allegations and settled for an undisclosed amount. Jay Coleman, a lawyer who represented First National, declined to comment on the settlement, citing confidentiality issues.

Dorris and Lamb also denied wrongdoing in the FDIC lawsuit. The bank failed not because of any negligence on their part but because of "the unprecedented disruption of the real estate market," they said in a court filing. Ronald Glancz, a lawyer who represented them in the case, said they were unavailable for comment. "Everyone wants to put this behind them and get on with their lives," he said in an email.

But as part of a complex settlement, they agreed to a judgment of $20 million against each of them, a figure derived from "what a jury might reasonably award (the FDIC) as damages," according to a September court motion. As part of the same deal, federal regulators promised not to collect that money from the two former executives, and instead to go after Catlin, the Lloyd's syndicate.

Months before the lawsuit was filed, federal regulators held talks with lawyers for several former executives, including Dorris and Lamb. During those talks, the FDIC hammered out a deal that involved $3.5 million in penalties from two other executives and a $7 million payment from another insurer, Chubb Group, according to an FDIC court filing. The two other executives also signed consent orders with the Office of the Comptroller of the Currency banning them from working at federally-insured banks in the future.

But the FDIC targeted Dorris and Lamb for the lion's share of the damages. Shortly before First National collapsed, its Chubb insurance policy had expired. With its risk exposure growing, the bank had trouble finding another insurer, according to court documents. Eventually, the bank signed on with Catlin, in exchange for a steep premium that the executives assumed would cover claims of negligent conduct predating the start date of the policy, according to a lawsuit filed by the FDIC against Catlin.

When the insurer balked at settling those claims with banking regulators, the FDIC sued Dorris and Lamb, settled with them for $40 million, and then turned around and sued Catlin for that money. Dorris and Lamb didn't face banking bans or any other penalties.

In a court filing last month, Catlin denied liability, arguing that "coverage for the events in question (is) specifically excluded by the terms of the policy." The battle continues. A Catlin spokesman declined to comment further. In a written response to questions, the FDIC said the First National settlement is "a good example of directors and officers being held accountable."

Copyright 2012 Thomson Reuters. Click for restrictions.

Source: http://www.msnbc.msn.com/id/46504240/ns/business-us_business/

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US men's hoops in Barcelona on 20th anniversary

ORLANDO, Fla. (AP) ? The U.S. men's basketball team will prepare for the Olympics with a gold-medal rematch.

The Americans will play an exhibition game against Spain on July 24 in Barcelona, their federations announced Friday.

The trip to Barcelona comes 20 years after the Dream Team, considered the best basketball ever, dominated Olympic play en route to a gold medal in the first games featuring NBA players.

The Americans are the reigning Olympic champions, beating Spain 118-107 four years ago in Beijing. It was their first title since 2000.

The U.S. will open its pre-Olympic schedule against Dominican Republic on July 12 in Las Vegas. The Americans will face Brazil in Washington on July 16 in a doubleheader with the women's teams, before facing Britain on July 19 in Manchester, England.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-02-24-OLY-BKO-US-Exhibitions/id-c6cae2ce01e744039f123ca6e7ffbf3e

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[OOC] Reawakening

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drampire

Member for 2 years

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Anyway you can fill in what this is about some? I see some refrence to some books? What are they about?

Noxize

Member for 1 years

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Post a reply

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US, NKorea to hold first post-Kim Jong Il talks (AP)

[unable to retrieve full-text content]

AP - The U.S. and North Korea reopen nuclear talks Thursday that will provide a glimpse into where Pyongyang's opaque government is heading after Kim Jong Il's death and test its readiness to dismantle nuclear programs for much-needed aid.

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/ap/20120222/ap_on_re_as/as_koreas_nuclear

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'Occupy' to hold national conference in Philly (AP)

[unable to retrieve full-text content]AP - A group of protesters affiliated with the Occupy Wall Street movement plans to elect 876 "delegates" from around the country and hold a national "general assembly" in Philadelphia over the Fourth of July as part of ongoing protests over corporate excess and economic inequality.

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/ap/20120222/ap_on_re_us/us_occupy_conference

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Spray Foam Roofing In Oklahoma City Can ... - IdeaMarketers.com

Spray foam roofing in Oklahoma City is becoming the preferred choice for commercial builders and home owners in Oklahoma. Not only is it a safe solution to all roof repairs and new flat roof construction, it is also one of the most cost effective ways of ensuring a roof that will last a lifetime.

It is important however, that you get a professional contractor to supply your spray foam roofing in Oklahoma City. It is not a home DIY type of job and to ensure the best results you need to use the best contractors for the job.

Spray Foam Roofing In Oklahoma City -- How Does It Work?

Unlike other types of roofing products that need a lot of construction work and labor, spray foam roofing in Oklahoma City is sprayed onto your flat roof using a specially designed rig that mixes the two types of liquids to form foam that covers the entire roof. Spray foam roofing in Oklahoma City can only be applied to a roof that has been professionally prepared by the contractor. The product is lightweight, so you do not have to worry about exceeding the weight load for the structure of the building.

Cost Savings With Spray Foam Roofing In Oklahoma City

There is no doubt that energy costs are soaring across the country. Consumers are paying more and more to keep their homes warm and cool in America today. If you want to keep your utility costs as low as possible each month then you should consider spray foam roofing in Oklahoma City. Spray foam roofing is not only guaranteed to make your roof waterproof, but it also acts as an insulating material, which will keep your heating and cooling costs down. If you use spray foam roofing across the entire roof you are actually able to add to the energy efficiency of your home for very little investment. That's a good ROI for future finances.

You can ask your contractor for spray foam roofing in Oklahoma City to perform and energy audit on your home as a part of their service. This will let you know how and where you can make savings in energy losses and money through spray foam roofing. The roof is possibly the largest single surface area of your home; keeping it waterproof and saving you money each month makes the best sense for your home and your finances.

Contractors For Spray Foam Roofing In Oklahoma City

Before you invest in any new product or service for your home, you need to be assured of having the right company to perform the job. Doing a background check into the reputation and history of any roofing company is good due diligence and you will be well rewarded by choosing a company that has been in business for a number of years, as opposed to a company that is just starting out.

Spray Foam roofing Oklahoma City is the choice for the homeowner looking to make savings in utility bills each month. To learn more about energy efficiency and to book an energy audit, visit the website of preferredroofingok.com to learn more.

Keywords: preferredroofingok.com, Oklahoma-City-roofing, foam-roofing, Spray-Foam-Roofing, roofers, roofing-companies, Industrial-Roofing, residential

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Distinguishing Off-Road Camper Trailers and RVs - Travel - EzineMark

Recreational vehicles are a great way to spend holidays away from home without having to spring for a hotel room. And, when you consider that even resorts get boring, sometimes a jaunt in nature is exactly what everybody needs. RVs have always been great in terms of having an insulated shelter with you at all times; however there are several reasons that off-road camper trailers have quickly become the preferred method of vacationing. Often congruous in nature, these two, very different types of recreational travel provide unique opportunities and have distinct drawbacks. We?ll help you understand the differences, critique the benefits, and determine which unit meets your needs the most. Differing Purposes When we mention off road camper trailers, what do we mean? Of course, you won?t be driving your RV deep into the bush, so we must be speaking of something different.

We are! There are specific camper trailers that allow for easy towing, giving the towing vehicle the ability to maintain its 4 x 4 nature, and still provide all of the shelter you?ll need when spending a weekend in nature. Outdoor enthusiasts find that camper trailers tend to provide a bit more of the connection they are looking for when venturing out into the wild. And, despite their propensity for extending into an incredibly large tented area, many still have some of the important RV features such as running water or gas connections. These will come in handy when you are looking to have an extended weekend and would like to wash utensils or cookware, and cook some romantic dinners out amongst the trees. Towing Design Towed RVs can create quite a drain when towing. You?ll not only need a larger tow vehicle, but your gas mileage will be miserable. Camper trailers are much lighter, provide many of the same amenities, and give you a bit more freedom in regards to the vehicle you use to tote it. Much safer because of their weight, camper trailers also avoid the ?sway? that many RV towers much deal with when the weather kicks up a bit on the open road. Incredible Flexibility with Camper Trailers One of the most attractive aspects of off road camper trailers versus that of towed RVs is the versatility that their owners enjoy. Because the towed unit is small, and much lighter, the 4x4 that is towing the camper trailer can get into certain nature locations that RV-towing simply cannot reach. Whether you are interested in heading deep into the mountains or would like to cross a few small streams en route to a phenomenal camping location, the use of camper trailers leaves you with more options and ensures that you will not have any area that is ?off limits?. Cost Towed RVs can become quite expensive, and when you factor in the price of possibly requiring a new towing vehicle, things can really get out of hand. Camper trailers are a great way to enjoy many of the benefits that RVs provide while maintaining your budgetary restrictions. Recreational vehicles are quite nice, but because they can be cumbersome to tow, many are opting for off road camper trailers as a means of spending holidays out in the wilderness. Nothing can help you recharge your proverbial batteries quite like getting out of the city for a week and spending quality time with the family. With plenty of room and some nice amenities such as running water and propane storage, these units have everything necessary for a fully-supplied, comfortable camping trip for everyone. You?ll enjoy the flexibility, convenience, and of course price of your new camper trailer.

Source: http://travel.ezinemark.com/distinguishing-off-road-camper-trailers-and-rvs-7d3405e5f242.html

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Apple Is So Big That Financial Analysts are Ignoring It [Apple]

Well, not quite. The Wall Street Journal reports that in order to understand how the financial market is fairing, analysts are cutting Apple out of the picture because their dominance skews things too much. In fact, discounting Apple shows that the market isn't as strong as thought. Still: iPad 3, yeah! [WSJ] More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/8jdL7PJuWJI/apple-is-so-big-that-financial-analysts-are-ignoring-it

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Pfizer says its drug is best hope for Alzheimer's (Reuters)

(Reuters) ? Pfizer Inc research chief Mikael Dolsten said the company's experimental treatment for Alzheimer's disease is the drug industry's "best chance" to delay progression of the memory-robbing illness.

Dolsten, speaking at the BIO CEO and investor conference in New York, stopped short of predicting whether the drug being developed with Johnson & Johnson would meet that goal.

"This is so far the best chance the industry has for disease modification in Alzheimer's," he said. Dolsten said Pfizer's drug, bapineuzumab, had far more complete and compelling data from already finished mid-stage clinical trials than Eli Lilly and Co's solanezumab.

Both companies plan to release Phase III data in the second half of this year from their respective large trials. The drugs are meant to be the first to slow progression of Alzheimer's, a disease that affects an estimated 5 million Americans and more than 35 million people worldwide.

"Bapineuzumab was the only one of these two that had significant Phase II data," Dolsten said, referring to the relatively brief 12-week trials Lilly conducted on solanezumab before moving it into large late-stage studies.

By contrast, Pfizer's Phase II studies of bapineuzumab lasted 18 months, better enabling Pfizer to pick appropriate doses of the medicine in far larger ongoing Phase III studies.

But mixed results were seen among patients receiving bapineuzumab in those smaller earlier studies. Patients in one mid-stage trial had an almost 25 percent lower accumulation in the brain of amyloid plaques -- a suspected cause of Alzheimer's disease -- than those receiving placebo injections. But they achieved no cognitive benefits. And patients receiving high doses of the Pfizer drug in another mid-stage study had worrisome brain swelling.

Asked in a recent interview if Lilly's short Phase II studies might hurt its drug's chance of succeeding in bigger Phase III trials, Dr. Eric Siemers, head of Lilly's Alzheimer's program, said, "The jury's still out; we don't know if it was the right choice."

But Siemers told Reuters the shorter trials enabled Lilly to get solanezumab into late-stage trials far more quickly and at far less expense, hopefully without compromising future results.

Many investors consider bapineuzumab and Lilly's rival injectable drug long shots because they treat patients that already have developed mild to moderate symptoms, such as memory loss and inability to perform daily chores, and therefore may have suffered irreversible damage to neurons and brain tissue.

Dolsten cautioned that Alzheimer's patients would probably need to be treated at earlier stages of the disease to produce the most beneficial results, a prospect he sees likely within the next five years.

Pfizer is counting on newer drugs to deliver revenue needed to offset plunging sales of its Lipitor cholesterol fighter, which has faced cheaper generics since November.

They include Prevnar 13, an improved form of its Prevnar vaccine to prevent infections with streptococcus bacteria. The U.S. Food and Drug Administration in December approved its use for adults aged 50 and older, greatly widening the market for the product, which had been approved only in children.

Dolsten said Pfizer expects data by next year from late-stage trials testing whether Prevnar 13 prevents pneumonia in adults. The $3.3 billion-a-year vaccine could get a big commercial boost if the trials succeed, especially in preventing

pneumonia among the elderly, he said.

The world's biggest drugmaker also has high hopes for tofacitinib, an experimental pill that treats rheumatoid arthritis through a new approach and is awaiting U.S. approval.

The FDA is slated to decide on tofacitinib by August, but Dolsten said an FDA advisory panel of outside experts is likely to weigh the drug's safety and effectiveness beforehand.

"We expect a dialogue about how this drug will be used," Dolsten said, given its new mechanism of action. It is the first in an emerging class of drugs known as JAK inhibitors that block a protein associated with inflammation.

The research chief also expressed confidence Pfizer will eventually develop an anti-smoking vaccine and important new treatments for cardiovascular disease and diabetes.

Last year, Pfizer said it would slash its annual research budget by as much as $2 billion in order to deliver on earnings goals.

Dolsten on Tuesday said Pfizer wants to remain a research leader but will likely increasingly team up with other drugmakers, and rely more heavily on contract research organizations (CROs) to conduct its large late-stage trials.

Increasing numbers of those trials will be conducted in distant emerging markets. But Dolsten said safeguards will ensure that outside contractors do not cut corners, and thereby sacrifice quality controls in order to deliver speedy results.

(Reporting by Ransdell Pierson in New York; Editing by Lisa Von Ahn and Derek Caney)

Source: http://us.rd.yahoo.com/dailynews/rss/seniors/*http%3A//news.yahoo.com/s/nm/20120214/hl_nm/us_pfizer_alzheimers

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Looking for a Good Tattoo Designer? - Online Beats Entertainment ...

Arts and Entertainment admin February 10th. 2012, 6:00pm

There are lots of people out there that do tattoos but not all of them can be considered a tattoo designer, let alone a good one. You need to make sure that you do your homework so that you don?t end up doing business with someone that is not even licensed to give you a tattoo in the first place. You should understand their sterilization practices and make sure you are comfortable with the way that they work before you make an appointment.

Source: http://www.gotbeatsonline.com/arts-and-entertainment/looking-for-a-good-tattoo-designer/

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Finding and Buying a Retirement Home in San Miguel de Allende ...

San Miguel de Allende, Guanajuato, Mexico (PRWEB) January 31, 2012

Newly opened Alma Realty San Miguel offers central Mexico?s most comprehensive bilingual realty marketing services for Americans, Canadians and Mexicans looking to buy homes for sale in San Miguel de Allende, Mexico, a UNESCO World Heritage Site destination popular with retirees and second home owners.

It?s easy to get distracted while looking at homes for sale in San Miguel de Allende, Mexico, a UNESCO-designated World Heritage Site?like Florence, Italy?where people from around the world actually live, work, and play.

After all, this village sports 450 years of history etched upon its walls like the lines on a well-loved grandmother, or abuelita: cobblestone-dappled streets that demands a walker?s attention. Color-intense bougainvillea-draped walls of century-old stone. Bells chiming out the hours from 28 different churches, architectural masterpieces all.

But perhaps it?s the multitude of signs that most distract the visitor turned home-shopping dreamer: Casas en Venta en San Miguel?homes for sale in San Miguel. In this buyer?s market, Realtor signs abound on every street, sometimes several on a single home, where no American-style Multi-Listing Service (MLS) exists and exclusive listings are rare.

?I got confused just looking at the homes for sale in San Miguel,? said Daniel Arrowood, a recent visitor from Colorado who owns international properties elsewhere. ?Some homes had as many as four different realty signs on the wall. How do I know which realty agency I can trust??

For the serious home-buyer in San Miguel?whether from Canada or Mexico City?the choices can seem daunting. The village of 85,000 city-residents boasts over 60 realty agencies in most directories, yet many offer little more than a telephone number and a dated web site of musty listings.

Alma Realty San Miguel, the region?s newest real estate agency, aims to bring real estate marketing in San Miguel into the 21st century, making it easier for home buyers to find a dream home in Mexico. Top among their offerings for showing real estate listings in San Miguel is a Quick Response (QR) campaign, common elsewhere in North America, but new to Mexico.

?Without an MLS system here, potential buyers have a hard time researching homes in Mexico,? says Alma Realty San Miguel Partner Gregory R. Gunter. ?Our QR campaign provides Alma Realty?s home sellers an advantage by offering serious buyers a tour of the home on a Sunday afternoon?or after hours?when the buyer wants to know about a home immediately.?

As more international visitors travel with their smartphones?including the growing middle class from Mexico City seeking a respite from their big-city life?QR code campaigns ease the process of researching homes for sale in San Miguel while visitors with limited vacation time rush to see alternative listings.

Alma Realty San Miguel also boasts their ?Marquee Listings? provide better marketing exposure for home sellers in San Miguel than any other realty agency. ?While other agencies simply post listings to their web site,? says Gunter, ?we integrate social media in our marketing campaigns, including blogs, Tweets, YouTube posts and international press releases. No other realty agency in central Mexico matches such service.?

And although 21st century marketing sets Alma Realty San Miguel apart from their competitors, it is the firm?s local experience that counts most to neophytes unsure of whom to trust with what will likely be the largest cash transaction of their lives.

Rosewood San Miguel and the internationally-acclaimed boutique Hotel Matilda are among the commercial development sites Alma Realty Partner Ben Calderoni has brokered in his eleven years of experience in San Miguel de Allende. He has also sold homes to numerous residential clients only too happy to provide full-name testimonials?a rarity in the realty industry?on the firm?s new web site, http://www.AlmaRealtySanMiguel.com.

?Being bi-national?Mexican and American?myself,? says Calderoni, ?it?s easier to bridge the cultural gap buyers might face doing business here in San Miguel de Allende, whether from Vancouver or Mexico City. We also offer over a decade?s history of safe, secure transactions with our own U.S.-based trust or Stewart Title?s escrow services.?

Ready to join the four million new Boomers expected to make Mexico their next home over the upcoming 15 years? If so, be sure to visit Alma Realty San Miguel and learn how to best search for your new home in San Miguel de Allende.

###

Source: http://www.onlinesys.info/home-family/finding-and-buying-a-retirement-home-in-san-miguel-de-allende-mexico-now-easier-in-2012

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The Wildlife World | Reference and Education ... - Posterous

[unable to retrieve full-text content]Filed: Wildlife tags: environment, wildlife, animals, nature. Older: Medical Transcription Business - What You Should Know First Newer: Life in Our Solar System. Source: http://education-references.appspot.com/wildlife-world/ ...

Source: http://ivilomto.posterous.com/the-wildlife-world-reference-and-education

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Source: http://valabycitase.posterous.com/the-wildlife-world-reference-and-education-iv

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Frozen desserts: Mousse, bombes & parfaits (1921) | Archive ...

Filed under: 1910s, Dessert recipes, Food & drink
Tags: 1921, frozen, fruit, ice cream, raspberries

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Mousse, parfait or bombe ? and when are they served?

by Florence Margaret Lee

For the very extra occasion when the daintiest of frozen desserts is desired, or when there is a convalescent in the house and only a little need be prepared, or when there is no ice cream freezer, it is then that we choose the mousse or parfait. In the delicacy of the mixture (the feathery texture which the whipped cream gives, as well as the richness), this differs from the ice cream and sherbets and the extra expense is justified.

Molds of every size and shape which have a water-tight cover can be used, or even a glass jar?will?serve for the freezing of mousses and parfaits, since there is no turning to be done, as in a freezer. The mousse is made usualiy of whipped cream flavored or?combined?with fruit pulp, while the parfait has an egg foundation, the sugar and?liquid?being made into a syrup, then poured over the beaten eggs.

Raspberry mousse recipe

Ingredients: 1 pint cream, 3/4 cup sugar, 1 cup sieved raspberries, 1 tablespoonful lemon juice.

Wash and put the berries through a sieve. Stir in the sugar and lemon juice if desired; then fold in the whipped cream. Place in a mold and bury in ice and freezing salt for two hours. Serve with a garnish of raspberries and whipped cream. An apricot, strawberry or peach mousse made in the same way will be equally delicious. If a large mold of mousse is made allow from three to four hours for freezing.

Your fireless cooker or a large icebox is an excellent place to put the mousse and ice during the freezing, for if left where the ice will melt rapidly it must be drained and repacked. This should be done when the ice begins to float on the surface of the water, for after that the temperature will begin to rise.

Angel parfait

Ingredients:?1 cup sugar, 2 cups of double cream, 1/2 cup boiling water, 2 or 3 teaspoonfuls vanilla, 2 egg whites

Boil the sugar and water?to?238 degrees F?(until it threads) and pour?it in a fine?stream?over the stiffly-beaten egg whites. Beat constantly until cold, then flavor and fold in the whipped cream. Pack and freeze as a mousse.

This the French flavor with wine instead of vanilla, mold in a tall, slender peak and serve as ?Dame Blanche.? (Of historic interest rather than practical value.)

Half a cup (about four) stale macaroons crushed to a powder, or half a cup of maraschino cherries, chopped, or both, may replace the vanilla in the angel parfait. Garnish with macaroons, cherries and whipped cream in serving.

Packing the molds

First, be sure that the cover fits tightly. A wise precaution is to fill the mold very full, then a layer of waxed paper (or even a buttered one with buttered side up) over the top; put on the cover and let some of the mixture be forced down the sides. Bury this in ice and salt. The proportion of ice and salt differs from that used for ice cream, as the texture sought is different. The larger the proportion of ice the finer will be the texture (and the longer to freeze). So instead of the three to one used for the ice cream, use four parts ice to one part salt for a mousse.

Frozen bombes

To make a bombe, that frozen work of art that the amateur approaches with awe, first bury the mold in ice and salt until well chilled, then remove and line with the frozen sherbet or ice cream to the width of about one inch. Then fill the center with either whipped cream sweetened and flavored or with a different frozen mixture. Leave space enough on top to cover with the lining mixture. Fill to overflowing and follow directions for packing and freezing of a mousse.

To be most successful, choose contrasting colors as well as flavors that combine well in making a bombe. A strawberry, raspberry or grape juice sherbet lining will give rich, beautiful color contrasts with the white whipped cream center, as well as a dessert to be dreamed over!

Chocolate ice cream as the lining, with whipped cream and chopped candied cherries in a cylindrical mold, is one of the best combinations.

Unmold by first carefully wiping the salt water from the mold, then dipping for a moment in warm (not hot) water before sliding the bombe into position on the serving dish. If the water is too hot or the mold remains in too long, the edges of the frozen shape will be lost. While the glass preserving jar will be found convenient for?freezing?the small quantity made just for the invalid, on account of the small top this cannot be unmolded whole.

?

Photo: Three bombes, by?Vegan Feast Catering IS norwichnuts?/www.vegansaurus.com

Also see:

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Publication: New-York Tribune (New York, NY)

Publication date: June 05, 1921

Original title: Why is a mousse or a parfait? And when are they served?

Source: http://archiveamericana.com/topics/food-drink/frozen-desserts-mousse-bombes-parfaits-1921

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Fundamental Ideas And Strategies On Health and fitness Workouts ...

Physical fitness is important for anyone. Possessing suitable physical fitness is really important for lifestyle an extended healthy life practically totally free of disorder and physical ailments. Although, many individuals consider possessing correct fitness is hard, it isn?t. The physical fitness suggestions inside the pursuing write-up can help you become match.

In order to be much more match, you should make a plan to produce a far more lively life-style. Doing some thing as simple as jogging for 25 minutes each day can cause a greater fitness level. Not only does physical exercise burn fat, but it additionally releases endorphins which make the mind to give out good signals, making you feel happier about staying in shape.

Usually do not burst the bank on the diet program and physical fitness prepare which has not been shown to work. Discover the most cost-effective diet program and fitness prepare which will match your lifestyle as well as your needs. Do a lot of analysis before joining any diet or physical fitness group, to make sure that you happen to be not getting sculpted off.

be sure that you stretch out following every single exercise. Your muscle mass will clump together with each other after having an exercise and will stay like that. You have to stretch them to reduce achievable injuries that may occur, and it will also decrease the soreness for your muscles following exercise.

Before you start squatting heavy excess weight, you need to practice squatting with appropriate create. Initially, you need to stand facing a bench. Then, while you squat downwards, you ought to envision that you will be about to sit back. As your butt details the bench, press back up. Attempt this using a lighting bar as well as you enhance slowly boost your pounds.

While you are looking to get right into a very good exercise regimen, begin trying to keep a physical fitness journal. It can be rewarding to sit down after your workout and create a note of what you done that day. A diary is a great motivator which helps you determine, monitor and attain your fitness goals. It will give you a terrific record to appear rear on and track your advancement.

To keep things intriguing, attempt tv workout routines. Tune in a fitness Television group or discover exercise demonstrates on-desire on your Television set. Discovering new steps and not being aware what episode should come upcoming keep your thoughts engaged as well as the routines will fly by. If you don?t have access to a TV system that airs exercise exhibits, try out looking for video lessons and routines on the internet.

Since you now know the required steps to obtain fit then you can use the ideas towards your workout goals. Remember that whatever you learned right now is only going to benefit you when you to the best of your capability try and utilize these guidelines when you can so you can be in good shape.

In case you itch for further facts with respect to how to get rid of cellulite fast, drop by Carle Heulene?s Site at once.

Source: http://ihauler.com/?p=74113

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Barack Obama: A Friend to Women's Health | Women Health Wizard

Posted by admin on February 7th, 2012

2011 was a tough year for women?s health advocates. It felt like every week was a battle with Republicans across the country to protect the rights women hold so dear. During these battles, such as the one for defunding Planned Parenthood, President Obama has stood strong with women?s health advocates and protected women against the Republicans who were trying to stop us from moving forward.

On January 20th, the U.S. Department of Health and Human Services issued a ruling that required nearly all employers to offer contraceptive coverage and preventive care. By August 2012, most health insurance plans will include contraceptive coverage with no co-pay ? a blessing for any poor college student. The Obama Administration and other faith-based organizations have negotiated a deal to allow religious institutions to have an additional year to comply with the Affordable Care Act regulations. This seems fair and as a Catholic woman I understand the action as one of respect towards the Catholic Church?s teachings.

HHS?s decision will help millions of women, sexually active or not. According to the Guttmacher Institute, 14 percent of pill users use the pill for exclusively for non-contraceptive purposes. Access to contraceptives is a public health issue. Birth control, the most prescribed medication for young and middle-aged women, should be covered with no co-pay because it is has significant health benefits when used. Access to contraceptives is a public health issue.

When I am looking for a candidate that stood by women and fought for access to birth control, Barack Obama will be my candidate. Mitt Romney?s political career has been a stem of bad policies about women. Romney is too concerned with the 1%, and not concerned enough about making health care more affordable for everyone. From vetoing a bill to require hospitals to offer emergency contraceptives to rape victims to proposing to the support of personhood amendments (sometimes), Romney is not a friend to women. When women are looking for a friend in health, Barack Obama has filled that role with ease.

Article source: http://www.huffingtonpost.com/katie-breslin/obama-administration-womens-health_b_1258789.html

You can leave a response, or trackback from your own site.

Source: http://www.womenhealthwizard.com/barack-obama-a-friend-to-womens-health

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Great Suggestions To Improve Your Personal Growth

If you?re looking over this, then you?re probably considering personal advancement Private advancement can assist you boost yourself on each degree, and might essentially make positive changes to existence in numerous different ways. The following paragraphs will supply you with some very nice suggestions that will direct you on your own objective in the direction of self-improvement.

Discover some thing to reside for. Whether or not it become a hobby, assisting others or possibly a fantasy you may have, getting some thing to reside for and help will strengthen your existence in many different ways. Motivation is actually a potent way to make you stay engaged while keeping you improving your self day time by time.

Whilst private growth is a very romantic method, bear in mind no gentleman is undoubtedly an tropical island. Working on your teamwork knowledge will only lead to wonderful points since sizeable difficulties would be best tackled by many people men and women. You could find oneself with stellar references or even a more powerful tie to your neighborhood at sizeable.

If you have proved helpful very difficult on strengthening your self with your job nevertheless, you have neglected your family or even your social life then you really should take the time out to focus on those issues. It is essential to be a well-balanced person in as much areas as possible.

Usually feel absolutely. You will have occasions that unfavorable men and women and situations happen within your lifestyle. It is possible to not control or avoid this, however, you may change the way you react to it if it happens. The only method you can expect to possibly get anyplace is simply by believing that you can become successful.

Feel optimistic. It appears simple and type of foolish however it is genuinely likely to benefit you in several ways. In the event you begin every day convinced that you hate Mondays, you will be very likely to realize that your Monday will likely be lousy. In case you commence your day by thinking that it will probably be a good time, you are more likely to produce an satisfying working day.

Make huge progress towards your goals by undertaking the difficult goods initial. It?s very easy to get sidetracked by tiny, unimportant projects that tip you into pondering that you will be making progress in your desired goals. Identify the aims that you have been staying away from, and put them initially on the checklist. Then do them.

Private advancement is one challenge that could benefit completely anyone, no matter who they can be. Putting genuine time and energy into strengthening on your own can make you more comfortable and a lot more satisfied with life. This post has presented you great guidance that will help you be successful inside your private advancement attempts. Everything else depends on you.

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Source: http://bishoprosary.org/?p=90618

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5 RAID Data Recovery Prevention Tips | Computers and Technology

If you have spent the time to increase your computer?sperformance by setting up a hardware RAID array, you owe it toyourself to invest a little extra time and effort in maintainingthe hard disks in your setup. Following these tips will helplimit the need for data disaster recovery in the future.

1. If you are copying information from an old harddrive ontothose being used in your array, be sure to keep the old diskaround for a while. That way, if you discover any faults orerrors in your raid array, you will still have your originaldata to work with.

2. Make sure you choose the raid level that works best for yourneeds. If you are just in need of faster reads and basicredundancy, RAID Level 1 may be your ticket. This basic levelRedundant Array of Inexpensive Disks ensures against data lossby incorporating 2 drives ? one mirroring the other. Althoughthe cost per megabyte is higher, the increase in speed andprotection against data loss are well worth it.

3. If you are setting up a multi-user enviroment, creating a 3or

5 drive RAID-5 array may be your best choice for speed anddata protection. Keep in mind though, if your requirements arewrite performance sensitive, there are better alternatives.

4. If you are trying to decide between a software based orhardware based RAID array, remember, hardware based arrays donot require software to boot, have the logic within them and assuch are much more fault tolerant. Stick with a hardware arrayif you are concerned about disaster recovery planning!

5. Despite the increase in speed and performance using RAIDarrays, files can still become disorganized and corrupted. Besure to run your preferred software for scanning and checkingyour disks on a regular basis.

If you think taking the extra time to follow these tips andcare for your RAID array sounds tedious, take a few moments tocheck out the cost of raid data disaster recovery. That aloneshould make you realize that your efforts are not in vain!

James B. Allen blogs regularly about disaster recoveryplanning. To learn more about data recovery andother aspects of disaster recovery, visit James at:DisasterRecoveryData.com

Source: http://www.mwstm.com/2012/02/08/5-RAID-Data-Recovery-Prevention-Tips/

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Apple faces trademark infringement case | Muskurahat.com Blog

A Taiwan-linked firm which claims ownership of the iPad trademark in China has registered law suits and filed complaints against Apple for violation, a lawyer claimed. Apple lost a lawful fight against Proview Technology (Shenzhen) recently after a Chinese court ruled the United states company lacked proof in its claim that Proview was infringing its trademark for the well-known computer tablet.

Xie Xianghui, a legal representative for Proview, which is located in the southern city of Shenzhen, claimed the company had now registered law suits through the courts and made official claims to the govt after the judgment. Proview Technology (Shenzhen) is owned and operated by a Taiwanese firm that authorized the trademark title ?iPad? in numerous places including China as early as 2000, yrs before Apple started selling the product.

Apple purchased the legal rights for the worldwide trademark, but Proview Technology (Shenzhen) retained the Chinese rights, the official Xinhua news agency has revealed. Proview has previously told Apple to pay $1.6 billion in settlement for trademark violation. Apple began selling its modern iPad in China in Sept. 2010, after months of grey-market steps among avid purchasers unwilling to wait for the formal release.

Proview had made a official claim to a branch of the Beijing Industry and Commerce Administration, as well as the same govt agency in 2 other Chinese cities, which could result in charges for Apple, he says.The firm was also pursuing a case against Apple in Shanghai and had sued 2 household product retailers to pressure them to halt selling iPads, Xie added.

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Source: http://www.muskurahat.pk/technology/apple-faces-trademark-infringement-case.html

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Report: Google hires Apple exec to work on 'secret project'

Google appears to have scored another coup in its ongoing rivalry with Apple, having reportedly lured one of the company's senior directors to its Mountain View headquarters. Simon Prakash, pictured above, has worked at Apple for more than eight years, most recently serving as the firm's senior director of product integrity. According to VentureBeat, however, that tenure has come to a close, now that Google has hired Prakesh to work on a "secret project." The report speculates that this project could be helmed by co-founder Sergey Brin, and that it may be mobile-related, though declarative statements were few and far between. Prior to arriving at Apple, Prakash served as director of engineering design validation at Cielo Communications, and held managerial positions at 3Com. VentureBeat claims he'll be starting work at Google today, though the company has yet to issue any statement on the matter. Once finalized, though, the hiring could help dispel some of those "no poach" accusations flying around federal courts.

Report: Google hires Apple exec to work on 'secret project' originally appeared on Engadget on Mon, 06 Feb 2012 07:44:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/WeNm3EFBHPo/

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Call for Applications: Lisbon Summer School 2012: ?Secularism ...

Lisbon Summer School 2012: ?Secularism, Gender and Democracy?
Time and Place: July 4-July 6, 2012 at the Centro de Estudos Sociais, Lisbon, Portugal (CES).

Invited Faculty
Veit Bader(Free University, Amsterdam, The Netherlands)
Rajeev Bhargava (Centre for the Study of Developing Societies, New Delhi, India)
Chia Longman (University of Ghent, Belgium)

Website
https://sites.google.com/site/secularismgenderanddemocracy/
(The website will also in the near future cover information on the social programme during the summer school.)

The Lisbon Summer School 2012 has as its topic the contentious relationship between religion and politics, and the impact that this relationship has on gender issues. Religion undoubtedly plays an important role in contemporary societies: multiculturalism, migration and bioethical debates, among others, put religion in the spotlight, thereby calling for a redefinition of classical secularization theories. Today, the separation between religion and politics is being questioned more or less radically, as is the meaning and the substance of democracy. At the same time, European as well as non-European societies are experiencing a profound reshaping of their political landscapes. The Mediterranean area is especially affected by massive transformations ? as can be seen in phenomena like the ?Arab Spring? or the Spanish ?indignados??movement.

In these contexts, it has become clear that new modes of governance redraw the boundaries between? institutional actors and citizens, and create space for horizontal networks. Gender relations lie at the heart of these transformative processes. In Europe, gender relations have over the last 20 years become the focal point of controversies over the contested separation of religion and politics ? the various ?Hijab affairs? in many European countries attest to this fact.

This broad theme will be discussed on the three days of the summer school along the following lines:
1. We will look into contemporary configurations of secular regimes from a comparative and historical perspective.
2. We will scrutinize the manifold and complex ways in which gender is affected by, and at the same time itself affects, modes of religious governance in modern societies.
3. We will focus on the democratic challenges and opportunities that religious diversity creates within liberal political regimes.

The topic of this summer school is by definition interdisciplinary. Grasping the complex interface between religion and politics, and how they it impacts on gender and gender relations involves different disciplines, such as Political Science and Sociology, Gender Studies, Philosophy, Anthropology, Religious Studies and Theology. Each of these disciplines can offer original and in-depth insights into the topic of this summer school. Therefore, researchers and practitioners working in these academic fields are invited to apply. Both theoretical papers on the normative and conceptual problems, and empirical papers on case studies, comparative accounts, and historical trajectories are welcome.

In terms of teaching methodology, this summer school is based on the idea that only a productive dialogue between the faculty and the participants can promote the flourishing of democratic scholarship. Therefore, each of the three days of the summer school will consist of a morning session, with interactive presentations by the faculty, and of an afternoon session, featuring the individual presentations of the participants. Participants will hence have the unique opportunity to engage in critical conversations with the faculty, and discuss their own research projects. Faculty members will present original contributions to the topic as well as comment on the participants? papers.

How to Apply? To participate in the summer school you must have at least completed a BA degree. Interested graduate students and postdoctoral researchers should go to the website and fill in the form there.

Deadline for Applications: April 1, 2012
Fees: 200 EUR
Language: The working language of the summer school is English.

Source: http://news.sisr-issr.org/?p=103

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Travolta, Sandler, more make Super Bowl picks (AP)

INDIANAPOLIS ? John Travolta not only knows who's going to win the Super Bowl, but by how much.

The movie star had this prediction when asked for a winner of the battle between the New England Patriots and the New York Giants: "37-34, Giants."

He wasn't the only celebrity making predictions. Nick Cannon and Danny DeVito both picked the Giants, while Adam Sandler felt the Patriots had the edge (though he was admirer of the Giants Victor Cruz's salsa dance: "I like watching him do it," he said).

Donnie Wahlberg spent time besides the Patriots bench just before kickoff. Asked who he thought was going to win, he said: "The Patriots. I know it."

The Boston-area native said he was partying with the Patriots after the game ? "win or lose."

Source: http://us.rd.yahoo.com/dailynews/rss/movies/*http%3A//news.yahoo.com/s/ap/20120206/ap_en_mo/us_super_bowl_celeb_predictions

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